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h1{color:#fff;letter-spacing:-.045em;max-width:960px;margin-top:14px;font-size:clamp(3.25rem,5.4vw,4rem);line-height:1.04}._lede_1g9xm_83{color:#d6e0eb;max-width:790px;margin-top:24px;font-size:1.125rem;line-height:1.7}._section_1g9xm_91,._softSection_1g9xm_92{padding:88px 0}._softSection_1g9xm_92{background:var(--off-white)}._section_1g9xm_91 h2,._softSection_1g9xm_92 h2,._ctaBand_1g9xm_102 h2{color:var(--navy);letter-spacing:-.035em;font-size:clamp(2rem,3.5vw,2.75rem);line-height:1.12}._sectionHeading_1g9xm_109{max-width:760px}._sectionHeading_1g9xm_109 h2,._summaryCopy_1g9xm_114 h2{margin-top:10px}._sectionHeading_1g9xm_109>p:last-child,._summaryCopy_1g9xm_114>p:not(._eyebrowDark_1g9xm_66),._processCopy_1g9xm_120>p{color:var(--muted);margin-top:18px;font-size:1.0625rem;line-height:1.7}._summaryLayout_1g9xm_127{grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);align-items:start;gap:64px;display:grid}._situationCard_1g9xm_134{border:1px solid var(--border);border-radius:var(--radius-feature);background:var(--off-white);padding:30px;box-shadow:0 18px 44px #07101f12}._situationCard_1g9xm_134 h2{margin-top:10px;font-size:1.65rem}._checkList_1g9xm_147,._recordList_1g9xm_148{gap:10px;margin:24px 0 0;padding:0;list-style:none;display:grid}._checkList_1g9xm_147 li,._recordList_1g9xm_148 li{border:1px solid var(--border);background:#fff;border-radius:12px;min-height:44px;padding:10px 12px 10px 34px;line-height:1.5;position:relative}._checkList_1g9xm_147 li:before,._recordList_1g9xm_148 li:before{color:var(--success);content:"✓";font-weight:900;position:absolute;top:10px;left:12px}._outcomeGrid_1g9xm_177,._cardGrid_1g9xm_178,._serviceGrid_1g9xm_179,._guideGrid_1g9xm_180{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:38px;display:grid}._outcomeCard_1g9xm_187,._clientCard_1g9xm_188,._linkCard_1g9xm_189,._guideCard_1g9xm_190{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;flex-direction:column;min-width:0;min-height:100%;padding:28px;display:flex;box-shadow:0 12px 30px #07101f0d}._outcomeCard_1g9xm_187 h3,._clientCard_1g9xm_188 h2,._linkCard_1g9xm_189 h3,._guideCard_1g9xm_190 h3{color:var(--navy);font-size:1.3rem;line-height:1.3}._clientCard_1g9xm_188 h2{font-size:1.5rem}._clientCard_1g9xm_188 h2 a,._linkCard_1g9xm_189 h3 a,._guideCard_1g9xm_190 h3 a{text-underline-offset:4px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000}._clientCard_1g9xm_188 h2 a:hover,._clientCard_1g9xm_188 h2 a:focus-visible,._linkCard_1g9xm_189 h3 a:hover,._linkCard_1g9xm_189 h3 a:focus-visible,._guideCard_1g9xm_190 h3 a:hover,._guideCard_1g9xm_190 h3 a:focus-visible{color:var(--blue-dark);-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._outcomeCard_1g9xm_187 p,._clientCard_1g9xm_188 p,._linkCard_1g9xm_189 p,._guideCard_1g9xm_190 p{color:var(--muted);margin-top:14px;line-height:1.66}._cardLink_1g9xm_242,._textLink_1g9xm_243{width:fit-content;min-height:44px;color:var(--blue-dark);text-underline-offset:4px;align-items:center;gap:8px;font-weight:750;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._cardLink_1g9xm_242{margin-top:auto;padding-top:18px}._textLink_1g9xm_243{margin-top:24px}._cardLink_1g9xm_242:hover,._cardLink_1g9xm_242:focus-visible,._textLink_1g9xm_243:hover,._textLink_1g9xm_243:focus-visible{-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._servicesIntro_1g9xm_272{grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);align-items:start;gap:64px;display:grid}._servicesIntro_1g9xm_272>p{color:var(--muted);font-size:1.0625rem;line-height:1.7}._recordLayout_1g9xm_285{grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);align-items:start;gap:64px;display:grid}._recordList_1g9xm_148{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:0}._sectionHeading_1g9xm_109>._privacyNote_1g9xm_297{border-left:4px solid var(--primary);background:var(--blue-pale);color:var(--text);border-radius:0 12px 12px 0;margin-top:24px;padding:18px 20px;font-size:1rem;line-height:1.65}._processGrid_1g9xm_308{counter-reset:client-process;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin:38px 0 0;padding:0;list-style:none;display:grid}._processGrid_1g9xm_308 li{border-top:4px solid var(--primary);border-radius:0 0 var(--radius-card) var(--radius-card);counter-increment:client-process;background:#fff;min-width:0;padding:26px;box-shadow:0 12px 28px #07101f0d}._processGrid_1g9xm_308 li:before{color:var(--primary);content:"0" counter(client-process);letter-spacing:.08em;font-size:.875rem;font-weight:850;display:block}._processGrid_1g9xm_308 h3{color:var(--navy);margin-top:20px;font-size:1.15rem;line-height:1.35}._processGrid_1g9xm_308 p{color:var(--muted);margin-top:10px;font-size:.95rem;line-height:1.66}._faqLayout_1g9xm_351{grid-template-columns:minmax(260px,.6fr) minmax(0,1.4fr);align-items:start;gap:72px;display:grid}._faqList_1g9xm_358{gap:12px;display:grid}._faqList_1g9xm_358 details{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;overflow:clip}._faqList_1g9xm_358 summary{min-height:60px;color:var(--navy);cursor:pointer;padding:18px 52px 18px 20px;font-weight:750;line-height:1.45;list-style:none;position:relative}._faqList_1g9xm_358 summary::-webkit-details-marker{display:none}._faqList_1g9xm_358 summary:before,._faqList_1g9xm_358 summary:after{background:var(--primary);content:"";border-radius:999px;width:14px;height:2px;position:absolute;top:28px;right:22px}._faqList_1g9xm_358 summary:after{transition:transform .16s;transform:rotate(90deg)}._faqList_1g9xm_358 details[open] summary:after{transform:rotate(0)}._faqList_1g9xm_358 details p{max-width:72ch;color:var(--muted);padding:0 20px 20px;line-height:1.7}._ctaBand_1g9xm_102{background:var(--navy);color:#fff;padding:64px 0}._ctaInner_1g9xm_419{justify-content:space-between;align-items:center;gap:48px;display:flex}._ctaBand_1g9xm_102 h2{color:#fff;max-width:780px;margin-top:10px}._ctaBand_1g9xm_102 p:last-child{color:#c7d2df;max-width:760px;margin-top:16px;line-height:1.65}._notLimitedCard_1g9xm_439{border:1px solid var(--border);border-radius:var(--radius-feature);background:var(--off-white);grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:48px;margin-top:48px;padding:34px;display:grid}._notLimitedCard_1g9xm_439 h2{font-size:1.75rem}._notLimitedCard_1g9xm_439 p{max-width:760px;color:var(--muted);margin-top:12px;line-height:1.65}@media (width<=920px){._summaryLayout_1g9xm_127,._servicesIntro_1g9xm_272,._recordLayout_1g9xm_285,._faqLayout_1g9xm_351{grid-template-columns:1fr;gap:44px}._processGrid_1g9xm_308{grid-template-columns:repeat(2,minmax(0,1fr))}._notLimitedCard_1g9xm_439{grid-template-columns:1fr;gap:24px}._notLimitedCard_1g9xm_439 .button{width:fit-content}}@media (width<=760px){._hero_1g9xm_8{padding:48px 0 56px}._hero_1g9xm_8 h1{font-size:clamp(2.25rem,10vw,2.625rem);line-height:1.08}._lede_1g9xm_83{font-size:1.0625rem}._section_1g9xm_91,._softSection_1g9xm_92{padding:64px 0}._section_1g9xm_91 h2,._softSection_1g9xm_92 h2,._ctaBand_1g9xm_102 h2{font-size:clamp(1.875rem,8vw,2.125rem)}._outcomeGrid_1g9xm_177,._cardGrid_1g9xm_178,._serviceGrid_1g9xm_179,._guideGrid_1g9xm_180,._recordList_1g9xm_148,._processGrid_1g9xm_308{grid-template-columns:1fr}._situationCard_1g9xm_134,._outcomeCard_1g9xm_187,._clientCard_1g9xm_188,._linkCard_1g9xm_189,._guideCard_1g9xm_190,._notLimitedCard_1g9xm_439{padding:22px 20px}._processGrid_1g9xm_308{border-top:1px solid var(--border);gap:0}._processGrid_1g9xm_308 li{border:0;border-bottom:1px solid var(--border);box-shadow:none;background:0 0;border-radius:0;grid-template-rows:auto auto;grid-template-columns:40px minmax(0,1fr);gap:4px 12px;padding:22px 0;display:grid}._processGrid_1g9xm_308 li:before{background:var(--blue-pale);border-radius:50%;grid-area:1/1/3;place-items:center;width:36px;height:36px;display:grid}._processGrid_1g9xm_308 h3,._processGrid_1g9xm_308 p{grid-column:2;margin-top:0}._ctaInner_1g9xm_419{flex-direction:column;align-items:stretch}._ctaInner_1g9xm_419 .button,._notLimitedCard_1g9xm_439 .button{width:100%}}@media (prefers-reduced-motion:reduce){._faqList_1g9xm_358 summary:after{transition:none}}._main_19duw_1{padding-top:var(--header-height);color:var(--text);background:#fff;overflow:clip}._hero_19duw_2{background:radial-gradient(circle at 84% 18%, #2ba8ff2e, transparent 28%), linear-gradient(135deg, var(--navy), #0d2038);color:#fff;padding:72px 0 80px}._heroInner_19duw_3{max-width:980px}._breadcrumbs_19duw_4{margin-bottom:28px}._breadcrumbs_19duw_4 ol{flex-wrap:wrap;align-items:center;gap:8px;margin:0;padding:0;list-style:none;display:flex}._breadcrumbs_19duw_4 li,._breadcrumbs_19duw_4 a{align-items:center;min-height:44px;display:inline-flex}._breadcrumbs_19duw_4 li{color:#cbd8e8;font-size:.875rem}._breadcrumbs_19duw_4 a{text-underline-offset:4px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000}._breadcrumbs_19duw_4 a:hover,._breadcrumbs_19duw_4 a:focus-visible{color:#fff;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._eyebrow_19duw_10,._lightEyebrow_19duw_10{color:#b8dcff;letter-spacing:.1em;font-size:.875rem;font-weight:800;line-height:1.4}._eyebrowDark_19duw_11{color:var(--blue-dark);letter-spacing:.1em;font-size:.875rem;font-weight:800;line-height:1.4}._hero_19duw_2 h1{color:#fff;letter-spacing:-.045em;max-width:960px;margin-top:14px;font-size:clamp(3.25rem,5.4vw,4rem);line-height:1.04}._lede_19duw_13{color:#d6e0eb;max-width:800px;margin-top:24px;font-size:1.125rem;line-height:1.7}._reviewed_19duw_14{color:#b8c7d8;margin-top:24px;font-size:.9375rem}._section_19duw_15,._softSection_19duw_15,._sourceSection_19duw_15{padding:88px 0}._softSection_19duw_15{background:var(--off-white)}._sourceSection_19duw_15{border-top:1px solid var(--border)}._section_19duw_15 h2,._softSection_19duw_15 h2,._sourceSection_19duw_15 h2,._ctaBand_19duw_18 h2{color:var(--navy);letter-spacing:-.035em;font-size:clamp(2rem,3.5vw,2.75rem);line-height:1.12}._sectionHeading_19duw_19{max-width:760px}._sectionHeading_19duw_19 h2,._answerLayout_19duw_20 h2,._signalCard_19duw_20 h2,._prepareGrid_19duw_20 h2{margin-top:10px}._sectionHeading_19duw_19>p:last-child,._signalCard_19duw_20>p:not(._eyebrowDark_19duw_11),._prepareGrid_19duw_20>div>p:not(._eyebrowDark_19duw_11){color:var(--muted);margin-top:18px;font-size:1.0625rem;line-height:1.7}._answerLayout_19duw_20{grid-template-columns:minmax(260px,.7fr) minmax(0,1.3fr);align-items:start;gap:64px;display:grid}._directAnswer_19duw_23{border-left:4px solid var(--primary);border-radius:0 var(--radius-card) var(--radius-card) 0;background:var(--blue-pale);padding:28px 30px;font-size:1.125rem;line-height:1.75}._indexGrid_19duw_24,._cardGrid_19duw_24,._optionGrid_19duw_24,._signalGrid_19duw_24,._principleGrid_19duw_24{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:38px;display:grid}._indexGrid_19duw_24{grid-template-columns:repeat(3,minmax(0,1fr))}._indexCard_19duw_26,._linkCard_19duw_26,._optionCard_19duw_26,._signalCard_19duw_20,._principleGrid_19duw_24 article{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;flex-direction:column;min-width:0;padding:28px;display:flex;box-shadow:0 12px 30px #07101f0d}._indexCard_19duw_26 h2{color:var(--navy);font-size:1.5rem;line-height:1.3}._linkCard_19duw_26 h3,._optionCard_19duw_26 h3,._principleGrid_19duw_24 h3{color:var(--navy);font-size:1.3rem;line-height:1.3}._indexCard_19duw_26 h2 a,._linkCard_19duw_26 h3 a{text-underline-offset:4px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000}._indexCard_19duw_26 h2 a:hover,._indexCard_19duw_26 h2 a:focus-visible,._linkCard_19duw_26 h3 a:hover,._linkCard_19duw_26 h3 a:focus-visible{color:var(--blue-dark);-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._indexCard_19duw_26 p,._linkCard_19duw_26 p,._optionCard_19duw_26>p,._principleGrid_19duw_24 p{color:var(--muted);margin-top:14px;line-height:1.66}._cardLink_19duw_32{width:fit-content;min-height:44px;color:var(--blue-dark);text-underline-offset:4px;align-items:center;gap:8px;margin-top:auto;padding-top:18px;font-weight:750;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._cardLink_19duw_32:hover,._cardLink_19duw_32:focus-visible{-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._principleGrid_19duw_24{grid-template-columns:repeat(4,minmax(0,1fr))}._principleGrid_19duw_24 article>span{color:var(--primary);letter-spacing:.08em;font-size:.875rem;font-weight:850}._principleGrid_19duw_24 h3{margin-top:18px}._optionCard_19duw_26 h4{color:var(--navy);margin-top:26px;font-size:1rem}._optionCard_19duw_26 ul,._signalCard_19duw_20 ul,._checkList_19duw_38,._questionList_19duw_38{gap:10px;margin:14px 0 0;padding-left:22px;display:grid}._optionCard_19duw_26 li,._signalCard_19duw_20 li,._questionList_19duw_38 li{color:var(--muted);padding-left:4px;line-height:1.6}._signalGrid_19duw_24{margin-top:0}._signalCard_19duw_20{padding:34px}._prepareGrid_19duw_20{grid-template-columns:repeat(2,minmax(0,1fr));gap:64px;display:grid}._checkList_19duw_38{padding:0;list-style:none}._checkList_19duw_38 li{border:1px solid var(--border);background:#fff;border-radius:12px;min-height:44px;padding:10px 12px 10px 34px;line-height:1.5;position:relative}._checkList_19duw_38 li:before{color:var(--success);content:"✓";font-weight:900;position:absolute;top:10px;left:12px}._questionList_19duw_38{counter-reset:questions;gap:0;padding-left:34px;list-style:none}._questionList_19duw_38 li{border-bottom:1px solid var(--border);counter-increment:questions;min-height:52px;padding:12px 0 12px 12px;position:relative}._questionList_19duw_38 li:before{color:var(--primary);content:counter(questions, decimal-leading-zero);font-size:.875rem;font-weight:800;position:absolute;left:-32px}._faqLayout_19duw_49{grid-template-columns:minmax(260px,.6fr) minmax(0,1.4fr);align-items:start;gap:72px;display:grid}._faqList_19duw_50{gap:12px;display:grid}._faqList_19duw_50 details{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;overflow:clip}._faqList_19duw_50 summary{min-height:60px;color:var(--navy);cursor:pointer;padding:18px 52px 18px 20px;font-weight:750;line-height:1.45;list-style:none;position:relative}._faqList_19duw_50 summary::-webkit-details-marker{display:none}._faqList_19duw_50 summary:before,._faqList_19duw_50 summary:after{background:var(--primary);content:"";border-radius:999px;width:14px;height:2px;position:absolute;top:28px;right:22px}._faqList_19duw_50 summary:after{transition:transform .16s;transform:rotate(90deg)}._faqList_19duw_50 details[open] summary:after{transform:rotate(0)}._faqList_19duw_50 details p{color:var(--muted);padding:0 20px 20px;line-height:1.7}._sourceSection_19duw_15>div>h2{font-size:1.75rem}._sourceSection_19duw_15>div>ul{gap:10px;margin:20px 0 0;padding-left:22px;display:grid}._sourceSection_19duw_15 a{color:var(--blue-dark);text-underline-offset:3px;text-decoration:underline}._disclaimer_19duw_61{border:1px solid var(--border);border-radius:var(--radius-card);background:var(--off-white);margin-top:40px;padding:26px}._disclaimer_19duw_61 h2{font-size:1.35rem}._disclaimer_19duw_61 p{color:var(--muted);margin-top:12px;line-height:1.7}._ctaBand_19duw_18{background:var(--navy);color:#fff;padding:64px 0}._ctaInner_19duw_65{justify-content:space-between;align-items:center;gap:48px;display:flex}._ctaBand_19duw_18 h2{color:#fff;max-width:780px;margin-top:10px}._ctaBand_19duw_18 p:last-child{color:#c7d2df;max-width:760px;margin-top:16px;line-height:1.65}@media (width<=920px){._answerLayout_19duw_20,._faqLayout_19duw_49,._prepareGrid_19duw_20{grid-template-columns:1fr;gap:44px}._indexGrid_19duw_24,._principleGrid_19duw_24{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){._hero_19duw_2{padding:48px 0 56px}._hero_19duw_2 h1{font-size:clamp(2.25rem,10vw,2.625rem);line-height:1.08}._lede_19duw_13{font-size:1.0625rem}._section_19duw_15,._softSection_19duw_15,._sourceSection_19duw_15{padding:64px 0}._section_19duw_15 h2,._softSection_19duw_15 h2,._sourceSection_19duw_15 h2,._ctaBand_19duw_18 h2{font-size:clamp(1.875rem,8vw,2.125rem)}._indexGrid_19duw_24,._cardGrid_19duw_24,._optionGrid_19duw_24,._signalGrid_19duw_24,._principleGrid_19duw_24{grid-template-columns:1fr}._indexCard_19duw_26,._linkCard_19duw_26,._optionCard_19duw_26,._signalCard_19duw_20,._principleGrid_19duw_24 article,._directAnswer_19duw_23{padding:22px 20px}._ctaInner_19duw_65{flex-direction:column;align-items:stretch}._ctaInner_19duw_65 .button{width:100%}}@media (prefers-reduced-motion:reduce){._faqList_19duw_50 summary:after{transition:none}}._main_1rv06_1{color:#202738;background:#fff}._hero_1rv06_6{padding:calc(var(--header-height,80px) + 72px) 0 80px;color:#fff;background:linear-gradient(135deg,#07101f 0%,#0d1b31 100%)}._heroInner_1rv06_12{max-width:900px}._eyebrow_1rv06_16{color:#8fd2ff;letter-spacing:.12em;text-transform:uppercase;margin:0;font-size:.875rem;font-weight:800}._hero_1rv06_6 h1{color:#fff;letter-spacing:-.045em;max-width:820px;margin:16px 0 0;font-size:clamp(3.25rem,5vw,4rem);line-height:1.04}._desktopIntro_1rv06_34,._mobileIntro_1rv06_35{color:#d9e1ec;max-width:720px;margin:24px 0 0;font-size:1.125rem;line-height:1.7}._mobileIntro_1rv06_35,._mobileSafety_1rv06_44{display:none}._section_1rv06_48{background:#f5f7fb;padding:88px 0 104px}._layout_1rv06_53{grid-template-columns:minmax(0,.8fr) minmax(500px,1.2fr);align-items:start;gap:72px;display:grid}._context_1rv06_60{top:calc(var(--header-height,80px) + 32px);grid-area:1/1;position:sticky}._formColumn_1rv06_67{grid-area:1/2}._context_1rv06_60>h2,._formHeading_1rv06_73,._portal_1rv06_74 h2{color:#07101f;letter-spacing:-.03em;margin:0;font-size:clamp(1.75rem,3vw,2.5rem);line-height:1.15}._steps_1rv06_82{border-block:1px solid #dce3ec;gap:0;margin:28px 0 0;padding:0;list-style:none;display:grid}._steps_1rv06_82 li{border-bottom:1px solid #dce3ec;grid-template-columns:36px 1fr;align-items:start;gap:14px;padding:19px 0;display:grid}._steps_1rv06_82 li:last-child{border-bottom:0}._steps_1rv06_82 span{color:#115fbd;background:#e7f2ff;border-radius:50%;place-items:center;width:32px;height:32px;font-weight:800;display:grid}._steps_1rv06_82 p{color:#4d5869;margin:2px 0 0;font-size:1rem;line-height:1.65}._portal_1rv06_74{background:#fff;border:1px solid #bed4ee;border-radius:16px;margin-top:32px;padding:26px}._portal_1rv06_74 h2{font-size:1.25rem}._portal_1rv06_74 p{color:#4d5869;margin:12px 0 0;line-height:1.65}._portal_1rv06_74 a{color:#115fbd;text-underline-offset:4px;align-items:center;min-height:44px;margin-top:18px;font-weight:750;text-decoration:underline;display:inline-flex}._formHeading_1rv06_73{margin-bottom:24px;font-size:clamp(1.75rem,3vw,2.25rem)}._form_1rv06_67{background:#fff;border:1px solid #dce3ec;border-radius:24px;padding:clamp(24px,4vw,38px);position:relative;box-shadow:0 18px 50px #07101f14}._honeypot_1rv06_165{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}._warning_1rv06_173{color:#593400;background:#fff8ed;border:1px solid #e3bd85;border-radius:12px;margin-bottom:26px;padding:18px 20px}._topicContext_1rv06_182{color:var(--navy);background:#f3f8fe;border:1px solid #bfd9f8;border-radius:12px;margin-bottom:18px;padding:18px 20px}._topicContext_1rv06_182 p{color:var(--muted);margin:5px 0 0;line-height:1.55}._warning_1rv06_173 strong{color:#6e3d00;font-size:1rem;display:block}._warning_1rv06_173 p{margin:7px 0 0;font-size:.9375rem;line-height:1.6}._twoColumn_1rv06_209{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}._field_1rv06_215{min-width:0;margin-bottom:20px}._field_1rv06_215 label,._consentField_1rv06_221 label{color:#202738;margin-bottom:8px;font-size:.9375rem;font-weight:700;line-height:1.5;display:block}._field_1rv06_215 label span,._consentField_1rv06_221 label span{color:#a04400}._field_1rv06_215 input,._field_1rv06_215 select,._field_1rv06_215 textarea{color:#202738;background:#fff;border:1px solid #8993a3;border-radius:10px;width:100%;min-height:50px;padding:12px 14px;font-size:1rem;line-height:1.4}._field_1rv06_215 textarea{resize:vertical;min-height:132px}._field_1rv06_215 input::placeholder,._field_1rv06_215 textarea::placeholder{color:#6d7685;opacity:1}._field_1rv06_215 input:focus,._field_1rv06_215 select:focus,._field_1rv06_215 textarea:focus,._consentField_1rv06_221 input:focus{outline-offset:2px;border-color:#1771dc;outline:3px solid #1771dc}._field_1rv06_215 input[aria-invalid=true],._field_1rv06_215 select[aria-invalid=true],._field_1rv06_215 textarea[aria-invalid=true]{border-color:#b42318}._help_1rv06_275,._privacy_1rv06_276,._responseTime_1rv06_277{color:#5f6878;font-size:.875rem;line-height:1.6}._help_1rv06_275{margin:8px 0 0}._error_1rv06_287{color:#9f2118;margin:7px 0 0;font-size:.875rem;font-weight:700;line-height:1.5}._consentField_1rv06_221{grid-template-columns:22px 1fr;align-items:start;gap:12px;margin:2px 0 22px;display:grid}._consentField_1rv06_221 input{accent-color:#1771dc;width:20px;height:20px;margin:3px 0 0}._consentField_1rv06_221 label{margin:0;font-weight:600}._submit_1rv06_315{width:100%;min-height:50px}._submit_1rv06_315:disabled{cursor:wait;opacity:.7}._responseTime_1rv06_277{text-align:center;margin:13px 0 0}._status_1rv06_330{color:#087153;background:#ecfbf6;border:1px solid #8bc9b8;border-radius:10px;margin-top:16px;padding:14px 16px;font-size:.9375rem;line-height:1.55}._statusError_1rv06_341{color:#8b1d16;background:#fff1f0;border-color:#e4aaa5}._privacy_1rv06_276{border-top:1px solid #dce3ec;margin:18px 0 0;padding-top:16px}._privacy_1rv06_276 a{color:#115fbd;text-underline-offset:3px;font-weight:700;text-decoration:underline}@media (width<=920px){._layout_1rv06_53{grid-template-columns:1fr;gap:52px}._context_1rv06_60{grid-area:auto;position:static}._formColumn_1rv06_67{grid-area:auto}}@media (width<=760px){._hero_1rv06_6{padding:calc(var(--header-height,72px) + 24px) 0 32px}._eyebrow_1rv06_16,._desktopIntro_1rv06_34,._desktopSafety_1rv06_385,._warningDetail_1rv06_386{display:none}._mobileIntro_1rv06_35{display:block}._mobileSafety_1rv06_44{display:inline}._hero_1rv06_6 h1{margin-top:0;font-size:clamp(2.125rem,9vw,2.5rem)}._mobileIntro_1rv06_35{margin-top:12px;font-size:1rem;line-height:1.55}._section_1rv06_48{padding:28px 0 68px}._layout_1rv06_53{gap:44px}._formHeading_1rv06_73{margin-bottom:14px;font-size:1.75rem}._twoColumn_1rv06_209{grid-template-columns:1fr;gap:0}._form_1rv06_67{border-radius:16px;padding:20px 18px}._warning_1rv06_173{margin-bottom:18px;padding:12px 14px}._warning_1rv06_173 strong{font-size:.9375rem}}._main_dlfai_1{padding-top:var(--header-height);color:var(--text);background:#fff}._hero_dlfai_7{background:radial-gradient(circle at 82% 18%, #2ba8ff2b, transparent 28%), linear-gradient(135deg, var(--navy), #0e2038);color:#fff;padding:72px 0 78px}._heroInner_dlfai_15{max-width:980px}._breadcrumbs_dlfai_19{margin-bottom:30px}._breadcrumbs_dlfai_19 ol{flex-wrap:wrap;align-items:center;gap:8px;margin:0;padding:0;list-style:none;display:flex}._breadcrumbs_dlfai_19 li{color:#cbd8e8;align-items:center;min-height:44px;font-size:.875rem;display:inline-flex}._breadcrumbs_dlfai_19 a{text-underline-offset:4px;align-items:center;min-height:44px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._breadcrumbs_dlfai_19 a:hover,._breadcrumbs_dlfai_19 a:focus-visible{color:#fff;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._eyebrow_dlfai_56,._lightEyebrow_dlfai_57{color:#b8dcff;letter-spacing:.1em;font-size:.875rem;font-weight:800;line-height:1.4}._hero_dlfai_7 h1{color:#fff;letter-spacing:-.045em;max-width:960px;margin-top:14px;font-size:clamp(3.25rem,5.4vw,4rem);line-height:1.04}._lede_dlfai_74{color:#d6e0eb;max-width:760px;margin-top:24px;font-size:1.125rem;line-height:1.7}._mobileHeroCta_dlfai_82{display:none}._heroActions_dlfai_86{flex-wrap:wrap;gap:14px;margin-top:30px;display:flex}._heroActions_dlfai_86 .button{min-width:210px}._heroNote_dlfai_97{color:#d6e0eb;max-width:760px;margin-top:20px;font-size:1rem;line-height:1.6}._heroNote_dlfai_97 a{color:#fff;text-decoration:underline;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent);text-underline-offset:4px;font-weight:750}._heroNote_dlfai_97 a:hover,._heroNote_dlfai_97 a:focus-visible{color:#b8dcff}._section_dlfai_118{padding:88px 0}._softSection_dlfai_122{background:var(--off-white)}._section_dlfai_118 h2,._scopeCard_dlfai_127 h2,._ctaBand_dlfai_128 h2{color:var(--navy);letter-spacing:-.035em;font-size:clamp(2rem,3.5vw,2.75rem);line-height:1.12}._contentLayout_dlfai_135{grid-template-columns:minmax(0,1.35fr) minmax(320px,.65fr);align-items:start;gap:64px;display:grid}._bulletGrid_dlfai_142{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 24px;margin:34px 0 0;padding:0;list-style:none;display:grid}._bulletGrid_dlfai_142 li{border:1px solid var(--border);background:#fff;border-radius:12px;min-height:44px;padding:10px 12px 10px 34px;line-height:1.45;position:relative}._bulletGrid_dlfai_142 li:before{content:"✓";color:var(--success);font-weight:900;position:absolute;top:10px;left:12px}._scopeCard_dlfai_127{top:calc(var(--header-height) + 24px);border:1px solid var(--border);border-radius:var(--radius-feature);background:var(--off-white);padding:30px;position:sticky;box-shadow:0 18px 44px #07101f14}._scopeCard_dlfai_127 h2{margin-top:10px;font-size:1.65rem}._scopeCard_dlfai_127>p:not(._cardEyebrow_dlfai_185){color:var(--muted);margin-top:16px}._scopeCard_dlfai_127 .button{text-align:center;width:100%;margin-top:24px}._cardEyebrow_dlfai_185{color:var(--blue-dark);letter-spacing:.1em;font-size:.875rem;font-weight:800;line-height:1.4}._readingWidth_dlfai_204{max-width:var(--reading-width)}._readingWidth_dlfai_204 p{color:var(--muted);margin-top:22px;font-size:1.0625rem;line-height:1.7}._faqLayout_dlfai_215{grid-template-columns:minmax(260px,.6fr) minmax(0,1.4fr);align-items:start;gap:72px;display:grid}._sectionHeading_dlfai_222{max-width:720px}._sectionHeading_dlfai_222 h2{margin-top:10px}._sectionIntro_dlfai_230{color:var(--muted);margin-top:18px;font-size:1.0625rem;line-height:1.7}._faqList_dlfai_237{gap:12px;display:grid}._faqList_dlfai_237 details{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;overflow:clip}._faqList_dlfai_237 summary{min-height:56px;color:var(--navy);cursor:pointer;justify-content:space-between;align-items:center;gap:20px;padding:16px 20px;font-weight:750;list-style:none;display:flex}._faqList_dlfai_237 summary::-webkit-details-marker{display:none}._faqList_dlfai_237 summary span{flex:none;width:18px;height:18px;position:relative}._faqList_dlfai_237 summary span:before,._faqList_dlfai_237 summary span:after{content:"";background:var(--primary);border-radius:999px;width:14px;height:2px;position:absolute;top:8px;left:2px}._faqList_dlfai_237 summary span:after{transition:transform .16s;transform:rotate(90deg)}._faqList_dlfai_237 details[open] summary span:after{transform:rotate(0)}._faqList_dlfai_237 details p{max-width:72ch;color:var(--muted);padding:0 20px 20px;line-height:1.7}._relatedGrid_dlfai_301,._overviewGrid_dlfai_302{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:36px;display:grid}._fitGrid_dlfai_309{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;display:grid}._fitCard_dlfai_315{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;min-width:0;padding:32px;box-shadow:0 14px 32px #07101f0d}._fitCard_dlfai_315 h3{color:var(--navy);font-size:1.2rem;line-height:1.35}._fitCard_dlfai_315 ul{color:var(--muted);gap:12px;margin:20px 0 0;padding-left:22px;line-height:1.65;display:grid}._relatedCard_dlfai_339,._overviewCard_dlfai_340{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;flex-direction:column;min-height:100%;padding:26px;display:flex;box-shadow:0 12px 30px #07101f0d}._relatedCard_dlfai_339 h3,._overviewCard_dlfai_340 h4{color:var(--navy);font-size:1.25rem;line-height:1.3}._relatedCard_dlfai_339 h3 a,._overviewCard_dlfai_340 h4 a{text-underline-offset:4px;align-items:center;min-height:44px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._relatedCard_dlfai_339 h3 a:hover,._relatedCard_dlfai_339 h3 a:focus-visible,._overviewCard_dlfai_340 h4 a:hover,._overviewCard_dlfai_340 h4 a:focus-visible{color:var(--blue-dark);-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._relatedCard_dlfai_339 p,._overviewCard_dlfai_340 p{color:var(--muted);margin-top:14px;line-height:1.62}._cardLink_dlfai_383,._backLink_dlfai_384{width:fit-content;min-height:44px;color:var(--blue-dark);text-underline-offset:4px;align-items:center;gap:8px;font-weight:750;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._cardLink_dlfai_383{margin-top:auto;padding-top:18px}._backLink_dlfai_384{margin-top:24px}._cardLink_dlfai_383:hover,._cardLink_dlfai_383:focus-visible,._backLink_dlfai_384:hover,._backLink_dlfai_384:focus-visible{-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._ctaBand_dlfai_128{background:var(--navy);color:#fff;padding:62px 0}._ctaInner_dlfai_419{justify-content:space-between;align-items:center;gap:40px;display:flex}._ctaBand_dlfai_128 h2{color:#fff;max-width:760px;margin-top:10px}._overviewIntro_dlfai_432{color:#d6e0eb;max-width:760px;margin-top:24px;font-size:1.125rem;line-height:1.7}._overviewCard_dlfai_340{min-height:310px}._overviewGroups_dlfai_444{gap:64px;margin-top:42px;display:grid}._overviewGroup_dlfai_444{scroll-margin-top:calc(var(--header-height) + 24px)}._groupHeading_dlfai_454{max-width:720px}._groupHeading_dlfai_454 h3{color:var(--navy);letter-spacing:-.025em;font-size:clamp(1.6rem,3vw,2.1rem);line-height:1.2}._groupHeading_dlfai_454 p{color:var(--muted);margin-top:10px;line-height:1.65}._overviewNumber_dlfai_471{color:var(--primary);letter-spacing:.1em;font-size:.875rem;font-weight:850}._overviewCard_dlfai_340 h4{margin-top:18px}@media (width<=900px){._contentLayout_dlfai_135,._faqLayout_dlfai_215{grid-template-columns:1fr;gap:44px}._scopeCard_dlfai_127{position:static}._relatedGrid_dlfai_301,._overviewGrid_dlfai_302{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){._hero_dlfai_7{padding:48px 0 56px}._hero_dlfai_7 h1{font-size:clamp(2.25rem,10vw,2.625rem);line-height:1.08}._lede_dlfai_74,._overviewIntro_dlfai_432{font-size:1.0625rem}._mobileHeroCta_dlfai_82{text-align:center;width:100%;margin-top:26px;display:inline-flex}._heroActions_dlfai_86{flex-direction:column;align-items:stretch}._heroActions_dlfai_86 .button{text-align:center;width:100%;min-width:0}._section_dlfai_118{padding:64px 0}._section_dlfai_118 h2,._ctaBand_dlfai_128 h2{font-size:clamp(1.875rem,8vw,2.125rem)}._bulletGrid_dlfai_142,._relatedGrid_dlfai_301,._overviewGrid_dlfai_302,._fitGrid_dlfai_309{grid-template-columns:1fr}._overviewCard_dlfai_340{min-height:auto}._scopeCard_dlfai_127,._relatedCard_dlfai_339,._overviewCard_dlfai_340,._fitCard_dlfai_315{padding:22px}._ctaInner_dlfai_419{flex-direction:column;align-items:stretch}._ctaInner_dlfai_419 .button{width:100%}}@media (prefers-reduced-motion:reduce){._faqList_dlfai_237 summary span:after{transition:none}}._main_rjr1z_1{color:var(--text);background:#fff}._hero_rjr1z_6{padding:calc(var(--header-height) + 76px) 0 84px;background:radial-gradient(circle at 82% 16%, #2ba8ff33, transparent 31%), linear-gradient(135deg, var(--navy), #10233c);color:#fff}._heroInner_rjr1z_14{grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);align-items:center;gap:64px;display:grid}._eyebrow_rjr1z_21,._eyebrowDark_rjr1z_22,._eyebrowLight_rjr1z_23{letter-spacing:.11em;text-transform:uppercase;margin:0;font-size:.8125rem;font-weight:850;line-height:1.4}._eyebrow_rjr1z_21{color:#9fd7ff}._eyebrowDark_rjr1z_22{color:#105fbf}._eyebrowLight_rjr1z_23{color:#b8dcff}._hero_rjr1z_6 h1{color:#fff;letter-spacing:-.045em;max-width:860px;margin-top:16px;font-size:clamp(3.25rem,5.4vw,4rem);line-height:1.04}._lede_rjr1z_53{color:#d7e1ed;max-width:720px;margin-top:24px;font-size:1.125rem;line-height:1.7}._actions_rjr1z_61{flex-wrap:wrap;gap:14px;margin-top:30px;display:flex}._secondaryButton_rjr1z_68{color:#fff;border:1px solid #7abef4;border-radius:10px;justify-content:center;align-items:center;min-height:44px;padding:12px 20px;font-weight:800;text-decoration:none;display:inline-flex}._secondaryButton_rjr1z_68:hover,._secondaryButton_rjr1z_68:focus-visible{background:#ffffff17}._heroCard_rjr1z_86{background:#ffffff14;border:1px solid #b4d8f952;border-radius:24px;padding:30px;box-shadow:0 24px 60px #0000002e}._heroCard_rjr1z_86 h2{color:#fff;letter-spacing:-.025em;margin-top:10px;font-size:1.65rem;line-height:1.2}._heroCard_rjr1z_86 p:last-child{color:#d7e1ed;margin-top:16px;line-height:1.7}._trustStrip_rjr1z_108{border-bottom:1px solid var(--border);background:#fff}._trustList_rjr1z_113{grid-template-columns:repeat(4,minmax(0,1fr));margin:0;padding:0;list-style:none;display:grid}._trustList_rjr1z_113 li{border-right:1px solid var(--border);color:var(--navy);padding:24px 22px 24px 48px;font-weight:750;line-height:1.45;position:relative}._trustList_rjr1z_113 li:last-child{border-right:0}._trustList_rjr1z_113 li:before{color:var(--primary);content:"✓";font-weight:900;position:absolute;top:24px;left:22px}._section_rjr1z_143,._softSection_rjr1z_144{padding:92px 0}._softSection_rjr1z_144{background:var(--off-white)}._sectionHeading_rjr1z_152{max-width:760px}._sectionHeading_rjr1z_152 h2,._aboutCopy_rjr1z_157 h2,._ctaInner_rjr1z_158 h2{color:var(--navy);letter-spacing:-.04em;margin-top:10px;font-size:clamp(2.15rem,4vw,2.8rem);line-height:1.12}._sectionHeading_rjr1z_152>p:last-child,._aboutCopy_rjr1z_157>p,._ctaInner_rjr1z_158 p{color:var(--muted);margin-top:18px;font-size:1.0625rem;line-height:1.72}._cardGrid_rjr1z_175,._guideGrid_rjr1z_176{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:40px;display:grid}._card_rjr1z_175,._guideCard_rjr1z_184,._processCard_rjr1z_185{border:1px solid var(--border);background:#fff;border-radius:16px;flex-direction:column;min-width:0;padding:28px;display:flex;box-shadow:0 14px 34px #07101f0f}._card_rjr1z_175 h3,._guideCard_rjr1z_184 h3,._processCard_rjr1z_185 h3{color:var(--navy);letter-spacing:-.015em;font-size:1.25rem;line-height:1.35}._card_rjr1z_175 p,._guideCard_rjr1z_184 p,._processCard_rjr1z_185 p{color:var(--muted);flex:1;margin-top:14px;line-height:1.68}._cardLink_rjr1z_214{color:#105fbf;text-underline-offset:4px;align-items:center;width:fit-content;min-height:44px;margin-top:18px;font-weight:800;text-decoration:underline;display:inline-flex}._aboutLayout_rjr1z_226{grid-template-columns:minmax(260px,.72fr) minmax(0,1.28fr);align-items:center;gap:64px;display:grid}._portrait_rjr1z_233{background:#e9eef6;border-radius:24px;overflow:hidden;box-shadow:0 22px 54px #07101f1f}._portrait_rjr1z_233 img{width:100%;height:auto;display:block}._aboutList_rjr1z_246{gap:12px;margin:24px 0 0;padding:0;list-style:none;display:grid}._aboutList_rjr1z_246 li{color:var(--text);padding-left:28px;line-height:1.6;position:relative}._aboutList_rjr1z_246 li:before{color:var(--success);content:"✓";font-weight:900;position:absolute;left:0}._processGrid_rjr1z_269{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:40px;display:grid}._step_rjr1z_276{background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:42px;height:42px;margin-bottom:20px;font-weight:850;display:grid}._faqLayout_rjr1z_288{grid-template-columns:minmax(260px,.62fr) minmax(0,1.38fr);align-items:start;gap:64px;display:grid}._faqList_rjr1z_295{gap:12px;display:grid}._faqList_rjr1z_295 details{border:1px solid var(--border);background:#fff;border-radius:16px;overflow:clip}._faqList_rjr1z_295 summary{min-height:56px;color:var(--navy);cursor:pointer;padding:18px 20px;font-weight:800}._faqList_rjr1z_295 details p{max-width:72ch;color:var(--muted);padding:0 20px 20px;line-height:1.7}._disclosure_rjr1z_322{color:#6f4a18;background:#fffaf2;border:1px solid #ead5b9;border-radius:14px;margin-top:30px;padding:18px 20px;line-height:1.65}._ctaBand_rjr1z_332{color:#fff;background:linear-gradient(135deg,#0b5fbd,#1771dc);padding:76px 0}._ctaInner_rjr1z_158{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:48px;display:grid}._ctaInner_rjr1z_158 h2,._ctaInner_rjr1z_158 p{color:#fff}._ctaInner_rjr1z_158 p{color:#e2efff;max-width:720px}._sourceList_rjr1z_355{gap:12px;margin:24px 0 0;padding-left:22px;display:grid}._sourceList_rjr1z_355 a{color:#105fbf;text-underline-offset:4px;font-weight:700;text-decoration:underline}@media (width<=900px){._heroInner_rjr1z_14,._aboutLayout_rjr1z_226,._faqLayout_rjr1z_288{grid-template-columns:1fr}._heroCard_rjr1z_86{max-width:620px}._trustList_rjr1z_113,._cardGrid_rjr1z_175,._guideGrid_rjr1z_176,._processGrid_rjr1z_269{grid-template-columns:repeat(2,minmax(0,1fr))}._trustList_rjr1z_113 li:nth-child(2){border-right:0}._trustList_rjr1z_113 li:nth-child(-n+2){border-bottom:1px solid var(--border)}._portrait_rjr1z_233{max-width:420px}._ctaInner_rjr1z_158{grid-template-columns:1fr}}@media (width<=640px){._hero_rjr1z_6{padding:calc(var(--header-height) + 48px) 0 58px}._hero_rjr1z_6 h1{font-size:clamp(2.45rem,11vw,3rem)}._heroInner_rjr1z_14{gap:38px}._actions_rjr1z_61{display:grid}._actions_rjr1z_61 .button,._secondaryButton_rjr1z_68{width:100%}._trustList_rjr1z_113{grid-template-columns:1fr}._trustList_rjr1z_113 li,._trustList_rjr1z_113 li:nth-child(2){border-right:0;border-bottom:1px solid var(--border)}._trustList_rjr1z_113 li:last-child{border-bottom:0}._section_rjr1z_143,._softSection_rjr1z_144{padding:68px 0}._cardGrid_rjr1z_175,._guideGrid_rjr1z_176,._processGrid_rjr1z_269{grid-template-columns:1fr}._card_rjr1z_175,._guideCard_rjr1z_184,._processCard_rjr1z_185,._heroCard_rjr1z_86{padding:24px}._ctaBand_rjr1z_332{padding:60px 0}}._main_v3c69_1{color:var(--text);background:#fff}._hero_v3c69_6{padding:calc(var(--header-height) + 62px) 0 76px;color:#fff;background:radial-gradient(circle at 82% 16%,#2ba8ff2e,#0000 30%),linear-gradient(135deg,#07101f 0%,#10233c 100%)}._heroInner_v3c69_14{max-width:1040px}._breadcrumbs_v3c69_18 ol{color:#c6d3e4;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 30px;padding:0;font-size:.875rem;list-style:none;display:flex}._breadcrumbs_v3c69_18 li{align-items:center;min-height:44px;display:flex}._breadcrumbs_v3c69_18 a{text-underline-offset:4px;align-items:center;min-height:44px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._breadcrumbs_v3c69_18 a:hover,._breadcrumbs_v3c69_18 a:focus-visible{color:#fff;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._eyebrow_v3c69_51,._lightEyebrow_v3c69_52,._answerLabel_v3c69_53{letter-spacing:.1em;font-size:.875rem;font-weight:850;line-height:1.4}._eyebrow_v3c69_51,._lightEyebrow_v3c69_52{color:#a9d9ff}._answerLabel_v3c69_53{color:#105fbf}._hero_v3c69_6 h1{color:#fff;letter-spacing:-.045em;max-width:980px;margin-top:16px;font-size:clamp(2.75rem,5.25vw,4rem);line-height:1.05}._lede_v3c69_78{color:#d5dfec;max-width:780px;margin-top:22px;font-size:1.125rem;line-height:1.7}._meta_v3c69_86{color:#bfcddd;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-top:28px;font-size:.875rem;line-height:1.5;display:flex}._articleLayout_v3c69_97{grid-template-columns:minmax(0,720px) minmax(260px,340px);align-items:start;gap:72px;padding-block:88px;display:grid}._article_v3c69_97{min-width:0}._nonAffiliation_v3c69_109{border:1px solid var(--border);background:var(--off-white);color:var(--muted);border-radius:12px;margin-bottom:24px;padding:16px 18px;line-height:1.65}._nonAffiliation_v3c69_109 strong{color:var(--navy)}._directAnswer_v3c69_123{border:1px solid #bfd9f8;border-left:5px solid var(--primary);background:#f3f8fe;border-radius:16px;padding:30px}._directAnswer_v3c69_123 h2,._contentSection_v3c69_132 h2,._cautions_v3c69_133 h2,._disclaimer_v3c69_134 h2,._authorBox_v3c69_135 h2,._sources_v3c69_136 h2,._sideCta_v3c69_137 h2,._sectionHeading_v3c69_138 h2,._ctaBand_v3c69_139 h2,._indexAction_v3c69_140 h2,._processSection_v3c69_141 h2,._faqSection_v3c69_142 h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.65rem,3vw,2rem);line-height:1.2}._directAnswer_v3c69_123>p:last-child,._contentSection_v3c69_132 p,._authorBox_v3c69_135 p,._sources_v3c69_136>p,._sideCta_v3c69_137 p,._noticeCard_v3c69_155>p:not(._cardCode_v3c69_155),._processCard_v3c69_156 p,._indexAction_v3c69_140 p{color:var(--muted);margin-top:16px;line-height:1.75}._deadline_v3c69_163,._urgentDeadline_v3c69_164{border-radius:16px;margin-top:24px;padding:22px 24px}._deadline_v3c69_163{background:#fffaf0;border:1px solid #d9caa8}._urgentDeadline_v3c69_164{background:#fff6ee;border:2px solid #b55c24}._deadline_v3c69_163 strong,._urgentDeadline_v3c69_164 strong{color:#7a4300;font-size:1.0625rem}._deadline_v3c69_163 p,._urgentDeadline_v3c69_164 p{color:#60492e;margin-top:8px;line-height:1.68}._contentSection_v3c69_132{margin-top:46px}._contentSection_v3c69_132 p{color:var(--text)}._contentSection_v3c69_132 ul,._contentSection_v3c69_132 ol,._cautions_v3c69_133 ul{gap:10px;margin:20px 0 0;padding-left:24px;display:grid}._contentSection_v3c69_132 li,._cautions_v3c69_133 li{color:var(--text);padding-left:4px;line-height:1.68}._tableWrap_v3c69_217{border:1px solid var(--border);-webkit-overflow-scrolling:touch;background:#fff;border-radius:14px;margin-top:22px;overflow-x:auto}._tableWrap_v3c69_217:focus-visible{outline:3px solid color-mix(in srgb, var(--primary) 45%, transparent);outline-offset:3px}._tableWrap_v3c69_217 table{border-collapse:collapse;width:100%;min-width:720px;color:var(--text);font-size:.9375rem;line-height:1.55}._tableWrap_v3c69_217 caption{color:var(--navy);text-align:left;padding:16px 18px;font-weight:750}._tableWrap_v3c69_217 th,._tableWrap_v3c69_217 td{border-top:1px solid var(--border);text-align:left;vertical-align:top;padding:15px 18px}._tableWrap_v3c69_217 thead th{background:var(--off-white);color:var(--navy);font-size:.875rem}._tableWrap_v3c69_217 tbody th{width:18%;color:var(--navy);font-weight:750}._checklist_v3c69_267{list-style:none;padding-left:0!important}._checklist_v3c69_267 li{border:1px solid var(--border);background:#fff;border-radius:12px;padding:13px 14px 13px 42px;position:relative}._checklist_v3c69_267 li:before{content:"✓";color:var(--success);font-weight:900;position:absolute;top:13px;left:15px}._cautions_v3c69_133,._disclaimer_v3c69_134{border-radius:16px;margin-top:48px;padding:26px}._cautions_v3c69_133{background:#fff8f3;border:1px solid #f0c6aa}._cautions_v3c69_133 h2{color:#7f3f18}._disclaimer_v3c69_134{background:var(--off-white);border:1px solid #d9dee8}._disclaimer_v3c69_134 p{color:var(--muted);margin-top:12px;line-height:1.68}._authorBox_v3c69_135{border:1px solid var(--border);background:var(--off-white);border-radius:16px;grid-template-columns:112px minmax(0,1fr);align-items:center;gap:24px;margin-top:48px;padding:26px;display:grid}._authorBox_v3c69_135 img{object-fit:cover;border-radius:12px;width:112px;height:144px}._authorBox_v3c69_135 h2{font-size:1.5rem}._authorLinks_v3c69_339{flex-wrap:wrap;gap:0 22px;display:flex}._authorBox_v3c69_135 a,._sources_v3c69_136 a,._serviceLink_v3c69_347,._cardLink_v3c69_348,._backLink_v3c69_349{color:#105fbf;text-underline-offset:4px;align-items:center;width:fit-content;min-height:44px;font-weight:750;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._authorBox_v3c69_135 a,._sources_v3c69_136 a,._serviceLink_v3c69_347{margin-top:12px;text-decoration-color:currentColor}._sources_v3c69_136{border-top:1px solid var(--border);margin-top:52px;padding-top:40px}._sources_v3c69_136 ul{gap:10px;margin:20px 0 0;padding:0;list-style:none;display:grid}._sources_v3c69_136 a{overflow-wrap:anywhere;max-width:100%;margin-top:0;line-height:1.55}._sourceReview_v3c69_389{font-size:.875rem;margin-top:18px!important}._sideCta_v3c69_137{top:calc(var(--header-height) + 28px);border:1px solid var(--border);background:#fff;border-radius:16px;padding:28px;position:sticky;box-shadow:0 18px 45px #07101f1a}._sideCta_v3c69_137 h2{font-size:1.55rem}._sideCta_v3c69_137 .button{text-align:center;width:100%;margin-top:24px}._serviceLink_v3c69_347{margin-inline:auto}._relatedSection_v3c69_418,._processSection_v3c69_141,._faqSection_v3c69_142,._indexSection_v3c69_421{padding-block:80px}._relatedSection_v3c69_418,._faqSection_v3c69_142{background:var(--off-white)}._sectionHeading_v3c69_138{max-width:760px;margin-bottom:30px}._cardGrid_v3c69_435{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}._noticeCard_v3c69_155,._processCard_v3c69_156{border:1px solid 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0}._ctaInner_v3c69_505{justify-content:space-between;align-items:center;gap:40px;display:flex}._ctaBand_v3c69_139 h2{color:#fff;max-width:760px;font-size:clamp(2rem,3.5vw,2.75rem)}._indexAction_v3c69_140{border:1px solid var(--border);background:#fff;border-radius:24px;grid-template-columns:minmax(0,1fr) minmax(280px,.55fr);align-items:center;gap:48px;margin-top:-34px;padding:34px;display:grid;box-shadow:0 20px 50px #07101f1f}._actionList_v3c69_531{gap:10px;margin:0;padding:0;list-style:none;display:grid}._actionList_v3c69_531 li{color:var(--text);padding-left:30px;line-height:1.6;position:relative}._actionList_v3c69_531 li:before{content:"";background:var(--primary);border-radius:50%;width:9px;height:9px;position:absolute;top:.62em;left:4px}._indexCards_v3c69_557{grid-template-columns:repeat(2,minmax(0,1fr))}._processGrid_v3c69_561{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:32px;display:grid}._processNumber_v3c69_568{color:var(--primary);letter-spacing:.08em;font-size:.875rem;font-weight:850}._faqList_v3c69_575{gap:12px;max-width:820px;margin-top:30px;display:grid}._faqList_v3c69_575 details{border:1px solid var(--border);background:#fff;border-radius:16px;overflow:clip}._faqList_v3c69_575 summary{min-height:56px;color:var(--navy);cursor:pointer;justify-content:space-between;align-items:center;gap:20px;padding:16px 20px;font-weight:750;list-style:none;display:flex}._faqList_v3c69_575 summary::-webkit-details-marker{display:none}._faqList_v3c69_575 details p{max-width:72ch;color:var(--muted);padding:0 20px 20px;line-height:1.7}@media (width<=980px){._articleLayout_v3c69_97{grid-template-columns:1fr;gap:48px}._sideCta_v3c69_137{position:static}._cardGrid_v3c69_435,._processGrid_v3c69_561{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=780px){._hero_v3c69_6{padding-top:calc(var(--header-height) + 42px)}._articleLayout_v3c69_97,._relatedSection_v3c69_418,._processSection_v3c69_141,._faqSection_v3c69_142,._indexSection_v3c69_421{padding-block:64px}._indexAction_v3c69_140{grid-template-columns:1fr;gap:28px}._indexCards_v3c69_557,._cardGrid_v3c69_435,._processGrid_v3c69_561{grid-template-columns:1fr}}@media (width<=560px){._hero_v3c69_6{padding-bottom:58px}._hero_v3c69_6 h1{font-size:clamp(2.25rem,10.5vw,2.625rem)}._meta_v3c69_86>span[aria-hidden=true]{display:none}._meta_v3c69_86{gap:5px;display:grid}._directAnswer_v3c69_123,._cautions_v3c69_133,._disclaimer_v3c69_134,._sideCta_v3c69_137,._noticeCard_v3c69_155,._processCard_v3c69_156,._indexAction_v3c69_140{padding:22px}._authorBox_v3c69_135{grid-template-columns:80px minmax(0,1fr);gap:18px;padding:22px}._authorBox_v3c69_135 img{width:80px;height:104px}._ctaInner_v3c69_505{flex-direction:column;align-items:stretch}._ctaInner_v3c69_505 .button{width:100%}}@media (prefers-reduced-motion:reduce){._main_v3c69_1 *{scroll-behavior:auto}}._main_zqmql_1{min-height:72vh;padding:calc(var(--header-height,80px) + 72px) 24px 88px;color:#202738;background:#f5f7fb;place-items:center;display:grid}._card_zqmql_10{text-align:center;background:#fff;border:1px solid #dce3ec;border-radius:24px;width:min(100%,720px);padding:clamp(30px,6vw,56px);box-shadow:0 20px 56px #07101f1a}._check_zqmql_20{color:#0b7d60;background:#e8f8f3;border-radius:50%;place-items:center;width:52px;height:52px;margin:0 auto;font-size:1.5rem;font-weight:900;display:grid}._card_zqmql_10 h1{color:#07101f;letter-spacing:-.04em;margin:22px 0 0;font-size:clamp(2.25rem,6vw,3.5rem);line-height:1.08}._card_zqmql_10 p{color:#5f6878;max-width:620px;margin:22px auto 0;font-size:1.0625rem;line-height:1.7}._actions_zqmql_49{flex-wrap:wrap;justify-content:center;gap:14px;margin-top:30px;display:flex}._portalButton_zqmql_57{color:#07101f}@media (width<=600px){._main_zqmql_1{padding:calc(var(--header-height,72px) + 48px) 20px 64px}._card_zqmql_10{border-radius:16px;padding:30px 22px}._actions_zqmql_49{flex-direction:column}._actions_zqmql_49 a{width:100%}}._main_1usia_1{background:#fff}._hero_1usia_5{padding:calc(var(--header-height) + 72px) 0 82px;color:#fff;background:radial-gradient(circle at 80% 20%,#2ba8ff33,#0000 32%),linear-gradient(135deg,#07101f 0%,#10233c 100%)}._heroInner_1usia_13{max-width:1180px}._breadcrumbs_1usia_17 ol{color:#c7d4e7;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 32px;padding:0;font-size:.875rem;list-style:none;display:flex}._breadcrumbs_1usia_17 li{align-items:center;gap:8px;min-height:44px;display:flex}._breadcrumbs_1usia_17 a{text-underline-offset:4px;align-items:center;min-height:44px;text-decoration:underline;display:inline-flex}._eyebrow_1usia_44,._eyebrowDark_1usia_45,._cardCategory_1usia_46{letter-spacing:.11em;font-size:.8125rem;font-weight:850;line-height:1.4}._eyebrow_1usia_44{color:#9fd7ff}._eyebrowDark_1usia_45,._cardCategory_1usia_46{color:#105fbf}._hero_1usia_5 h1{letter-spacing:-.045em;max-width:920px;margin-top:16px;font-size:clamp(2.75rem,5.4vw,4rem);line-height:1.05}._lede_1usia_70{color:#d7e1ed;max-width:720px;margin-top:24px;font-size:1.125rem;line-height:1.7}._categorySection_1usia_78{border-bottom:1px solid var(--border);background:var(--off-white);padding-block:72px}._categoryLayout_1usia_84{grid-template-columns:minmax(250px,.65fr) minmax(0,1.35fr);align-items:start;gap:56px;display:grid}._categoryLayout_1usia_84 h2,._sectionHeading_1usia_92 h2,._ctaInner_1usia_93 h2{color:var(--navy);letter-spacing:-.04em;margin-top:10px;font-size:clamp(2.1rem,4vw,2.75rem);line-height:1.12}._categoryList_1usia_101{flex-wrap:wrap;gap:12px;margin:0;padding:0;list-style:none;display:flex}._categoryList_1usia_101 li{color:var(--navy);background:#fff;border:1px solid #c7d7e9;border-radius:999px;font-size:.9rem;font-weight:750}._categoryList_1usia_101 a{text-underline-offset:4px;align-items:center;min-height:44px;padding:8px 15px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._categoryList_1usia_101 a:hover,._categoryList_1usia_101 a:focus-visible{color:#105fbf;text-decoration-color:currentColor}._guideSection_1usia_135{padding-block:96px}._utilitySection_1usia_139{background:#fff;padding:40px 0 0}._utilityStack_1usia_144{gap:18px;display:grid}._utilityCard_1usia_149{background:#f3f7ff;border:1px solid #c8d7f6;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:40px;padding:32px;display:grid}._utilityCard_1usia_149 h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.55rem,2.7vw,2.15rem);line-height:1.2}._utilityCard_1usia_149 p:last-child{max-width:720px;color:var(--muted);margin-top:10px;line-height:1.68}._sectionHeading_1usia_92{max-width:760px;margin-bottom:42px}._sectionHeading_1usia_92>p:last-child,._ctaInner_1usia_93 p{color:var(--muted);margin-top:18px;line-height:1.72}._guideGrid_1usia_187{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin:0;padding:0;list-style:none;display:grid}._guideGrid_1usia_187>li{scroll-margin-top:calc(var(--header-height) + 24px)}._guideCard_1usia_200{border:1px solid var(--border);background:#fff;border-radius:16px;flex-direction:column;min-height:100%;padding:28px;display:flex;box-shadow:0 12px 30px #07101f12}._guideCard_1usia_200 h3{color:var(--navy);letter-spacing:-.015em;margin-top:13px;font-size:1.25rem;line-height:1.35}._guideCard_1usia_200 h3 a{text-underline-offset:4px;text-decoration-color:#0000;text-decoration-thickness:2px}._guideCard_1usia_200 h3 a:hover,._guideCard_1usia_200 h3 a:focus-visible{color:#105fbf;text-decoration-color:currentColor}._guideCard_1usia_200>p:not(._cardCategory_1usia_46){color:var(--muted);flex:1;margin-top:15px;font-size:.95rem;line-height:1.68}._cardMeta_1usia_239{border-top:1px solid var(--border);color:var(--muted);flex-wrap:wrap;gap:6px 14px;margin-top:22px;padding-top:17px;font-size:.8rem;display:flex}._cardLink_1usia_250{color:#105fbf;text-underline-offset:4px;align-items:center;width:fit-content;min-height:44px;margin-top:18px;font-weight:750;text-decoration:underline;display:inline-flex}._ctaSection_1usia_262{color:#fff;background:linear-gradient(135deg,#07101f 0%,#10233c 100%);padding-block:76px}._ctaInner_1usia_93{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:48px;display:grid}._ctaInner_1usia_93 h2{color:#fff}._ctaInner_1usia_93 p{color:#d4deeb;max-width:700px}@media (width<=980px){._guideGrid_1usia_187{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){._hero_1usia_5{padding-top:calc(var(--header-height) + 48px)}._categoryLayout_1usia_84,._ctaInner_1usia_93,._utilityCard_1usia_149{grid-template-columns:1fr;gap:30px}._utilityCard_1usia_149 a{width:100%}._guideSection_1usia_135{padding-block:68px}._ctaInner_1usia_93 a{width:100%}}@media (width<=620px){._hero_1usia_5{padding-bottom:60px}._hero_1usia_5 h1{font-size:clamp(2.25rem,10.5vw,2.625rem)}._guideGrid_1usia_187{grid-template-columns:1fr}._guideCard_1usia_200{padding:24px}}._main_mrsgt_1{background:#fff}._hero_mrsgt_5{padding:calc(var(--header-height) + 62px) 0 76px;color:#fff;background:radial-gradient(circle at 82% 16%,#2ba8ff2e,#0000 30%),linear-gradient(135deg,#07101f 0%,#10233c 100%)}._heroInner_mrsgt_13{max-width:1180px}._breadcrumbs_mrsgt_17 ol{color:#c6d3e4;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 30px;padding:0;font-size:.875rem;list-style:none;display:flex}._breadcrumbs_mrsgt_17 li{align-items:center;gap:8px;min-height:44px;display:flex}._breadcrumbs_mrsgt_17 li:last-child{text-overflow:ellipsis;white-space:nowrap;max-width:44ch;overflow:hidden}._breadcrumbs_mrsgt_17 a{text-underline-offset:4px;align-items:center;min-height:44px;text-decoration:underline;display:inline-flex}._category_mrsgt_51,._answerLabel_mrsgt_52{color:#105fbf;letter-spacing:.11em;font-size:.8125rem;font-weight:850;line-height:1.4}._category_mrsgt_51{color:#9fd7ff}._hero_mrsgt_5 h1{letter-spacing:-.045em;max-width:940px;margin-top:16px;font-size:clamp(2.75rem,5.25vw,4rem);line-height:1.05}._deck_mrsgt_72{color:#d5dfec;max-width:760px;margin-top:22px;font-size:1.125rem;line-height:1.7}._meta_mrsgt_80{color:#bfcddd;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-top:28px;font-size:.875rem;line-height:1.5;display:flex}._articleLayout_mrsgt_91{grid-template-columns:minmax(0,720px) minmax(250px,330px);align-items:start;gap:72px;padding-block:88px;display:grid}._article_mrsgt_91{min-width:0}._directAnswer_mrsgt_103{border:1px solid #bfd9f8;border-left:5px solid var(--primary);background:#f3f8fe;border-radius:16px;padding:30px}._directAnswer_mrsgt_103 h2,._contentSection_mrsgt_112 h2,._authorBox_mrsgt_113 h2,._sources_mrsgt_114 h2,._sideCta_mrsgt_115 h2,._relatedHeading_mrsgt_116 h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.65rem,3vw,2rem);line-height:1.2}._directAnswer_mrsgt_103>p:last-child,._contentSection_mrsgt_112 p,._authorBox_mrsgt_113 p,._sideCta_mrsgt_115 p{color:var(--muted);margin-top:16px;line-height:1.75}._inlineCta_mrsgt_133{background:var(--navy);color:#fff;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;margin-top:28px;padding:26px 28px;display:grid}._inlineCta_mrsgt_133 h2{color:#fff;letter-spacing:-.025em;margin-top:6px;font-size:clamp(1.35rem,2.5vw,1.75rem);line-height:1.25}._inlineCta_mrsgt_133 p:not(._answerLabel_mrsgt_52){color:#d4deeb;max-width:58ch;margin-top:10px;line-height:1.65}._inlineCta_mrsgt_133 ._answerLabel_mrsgt_52{color:#8fd2ff}._inlineCta_mrsgt_133 ._button_mrsgt_164{text-align:center;min-width:196px}._contentSection_mrsgt_112{margin-top:46px}._resourceBox_mrsgt_173{background:#f5f9ff;border:1px solid #bfd9f8;border-radius:16px;margin-top:48px;padding:28px}._resourceBox_mrsgt_173>h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.5rem,3vw,1.85rem);line-height:1.2}._resourceGrid_mrsgt_189{gap:14px;margin-top:20px;display:grid}._resourceGrid_mrsgt_189 article{border:1px solid var(--border);background:#fff;border-radius:12px;padding:18px}._resourceGrid_mrsgt_189 h3{color:var(--navy);font-size:1.0625rem;line-height:1.4}._resourceGrid_mrsgt_189 a{color:#105fbf;text-underline-offset:4px;text-decoration:underline}._resourceGrid_mrsgt_189 p{color:var(--muted);margin-top:8px;line-height:1.6}._contentSection_mrsgt_112 p{color:var(--text)}._contentSection_mrsgt_112 ul{gap:10px;margin:20px 0 0;padding-left:24px;display:grid}._contentSection_mrsgt_112 li{color:var(--text);padding-left:4px;line-height:1.68}._analysisSteps_mrsgt_237{counter-reset:analysis-step;gap:18px;margin:24px 0 0;padding:0;list-style:none;display:grid}._analysisSteps_mrsgt_237 li{border:1px solid var(--border);background:var(--off-white);counter-increment:analysis-step;border-radius:14px;min-height:72px;padding:18px 18px 18px 72px;position:relative}._analysisSteps_mrsgt_237 li:before{background:var(--navy);color:#fff;content:counter(analysis-step);border-radius:50%;place-items:center;width:36px;height:36px;font-size:.875rem;font-weight:800;display:grid;position:absolute;top:18px;left:18px}._analysisSteps_mrsgt_237 h3{color:var(--navy);font-size:1.0625rem;line-height:1.45}._analysisSteps_mrsgt_237 p{color:var(--text);margin-top:6px;line-height:1.65}._tableWrap_mrsgt_284{border:1px solid var(--border);-webkit-overflow-scrolling:touch;background:#fff;border-radius:14px;margin-top:22px;overflow-x:auto}._tableWrap_mrsgt_284:focus-visible{outline:3px solid color-mix(in srgb, var(--primary) 45%, transparent);outline-offset:3px}._tableWrap_mrsgt_284 table{border-collapse:collapse;width:100%;min-width:680px;color:var(--text);font-size:.9375rem;line-height:1.55}._tableWrap_mrsgt_284 caption{color:var(--navy);text-align:left;padding:16px 18px;font-weight:700}._tableWrap_mrsgt_284 th,._tableWrap_mrsgt_284 td{border-top:1px solid var(--border);text-align:left;vertical-align:top;padding:15px 18px}._tableWrap_mrsgt_284 thead th{background:var(--off-white);color:var(--navy);font-size:.875rem}._tableWrap_mrsgt_284 tbody th{width:24%;color:var(--navy);font-weight:700}._worksheet_mrsgt_334{background:linear-gradient(145deg,#f7fbff 0%,#eef6ff 100%);border:2px solid #b9d8fa;border-radius:18px;margin-top:52px;padding:30px}._worksheetHeader_mrsgt_342{justify-content:space-between;align-items:flex-start;gap:24px;display:flex}._worksheetHeader_mrsgt_342>div{max-width:510px}._worksheet_mrsgt_334 h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.65rem,3vw,2rem);line-height:1.2}._worksheetHeader_mrsgt_342 p:last-child,._worksheetNote_mrsgt_362{color:var(--muted);margin-top:14px;line-height:1.65}._worksheetPrintButton_mrsgt_368{border:1px solid var(--primary);color:#105fbf;cursor:pointer;min-height:44px;font:inherit;background:#fff;border-radius:10px;flex:none;padding:11px 17px;font-size:.9375rem;font-weight:800}._worksheetPrintButton_mrsgt_368:hover{background:#eaf4ff}._worksheetPrintButton_mrsgt_368:focus-visible{outline:3px solid color-mix(in srgb, var(--primary) 45%, transparent);outline-offset:3px}._worksheetGrid_mrsgt_391{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:26px;display:grid}._worksheetGroup_mrsgt_398{border:1px solid var(--border);background:#fff;border-radius:14px;padding:20px}._worksheetGroup_mrsgt_398 h3{color:var(--navy);font-size:1rem;line-height:1.4}._worksheetGroup_mrsgt_398 ul{gap:16px;margin:16px 0 0;padding:0;list-style:none;display:grid}._worksheetGroup_mrsgt_398 li{color:var(--text);border-bottom:1px solid #d7e0eb;grid-template-columns:18px minmax(0,1fr);align-items:start;gap:10px;padding-bottom:15px;font-size:.9375rem;line-height:1.55;display:grid}._worksheetCheckbox_mrsgt_431{border:1.5px solid #627087;border-radius:3px;width:16px;height:16px;margin-top:3px}._worksheetNote_mrsgt_362{border-top:1px solid #cbd9e8;padding-top:22px;font-size:.875rem}._disclaimer_mrsgt_445{background:#fffaf2;border:1px solid #ead5b9;border-radius:16px;margin-top:48px;padding:24px}._disclaimer_mrsgt_445 strong{color:#7a4300;display:block}._disclaimer_mrsgt_445 p{color:#664d2e;margin-top:8px;line-height:1.68}._downloadBox_mrsgt_464{background:#f3f8fe;border:1px solid #bfd9f8;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:24px;margin-top:48px;padding:26px;display:grid}._downloadBox_mrsgt_464 h2{color:var(--navy);letter-spacing:-.02em;margin-top:8px;font-size:1.5rem}._downloadBox_mrsgt_464 p:last-child{color:var(--muted);margin-top:10px;line-height:1.65}._authorBox_mrsgt_113{border:1px solid var(--border);background:var(--off-white);border-radius:16px;grid-template-columns:112px minmax(0,1fr);align-items:center;gap:24px;margin-top:48px;padding:26px;display:grid}._authorBox_mrsgt_113 img{object-fit:cover;border-radius:12px;width:112px;height:144px}._authorBox_mrsgt_113 h2{font-size:1.5rem}._authorLinks_mrsgt_512{flex-wrap:wrap;gap:0 22px;display:flex}._authorBox_mrsgt_113 a,._sources_mrsgt_114 a,._backLink_mrsgt_520{color:#105fbf;text-underline-offset:4px;align-items:center;width:fit-content;max-width:100%;min-height:44px;margin-top:12px;font-weight:750;text-decoration:underline;display:inline-flex}._sources_mrsgt_114{border-top:1px solid var(--border);margin-top:52px;padding-top:40px}._sources_mrsgt_114 ul{gap:14px;margin:22px 0 0;padding:0;list-style:none;display:grid}._sources_mrsgt_114 a{overflow-wrap:anywhere;margin-top:0;line-height:1.55}._sideCta_mrsgt_115{top:calc(var(--header-height) + 28px);border:1px solid var(--border);background:#fff;border-radius:16px;padding:28px;position:sticky;box-shadow:0 18px 45px #07101f1a}._sideCta_mrsgt_115 h2{font-size:1.55rem}._sideCta_mrsgt_115 a{text-align:center;width:100%;margin-top:24px}._sideCta_mrsgt_115 ._sideSecondary_mrsgt_573{color:var(--primary);text-underline-offset:5px;margin-top:16px;font-weight:750;line-height:1.45;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:block}._sideCta_mrsgt_115 ._sideSecondary_mrsgt_573:hover,._sideCta_mrsgt_115 ._sideSecondary_mrsgt_573:focus-visible{text-decoration-color:currentColor}._relatedSection_mrsgt_589{background:var(--off-white);padding-block:80px}._relatedHeading_mrsgt_116{margin-bottom:30px}._relatedGrid_mrsgt_598{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:0;padding:0;list-style:none;display:grid}._relatedGrid_mrsgt_598 article{border:1px solid var(--border);background:#fff;border-radius:16px;min-height:100%;padding:26px}._relatedGrid_mrsgt_598 article>p{color:#105fbf;letter-spacing:.08em;font-size:.75rem;font-weight:850}._relatedGrid_mrsgt_598 h3{color:var(--navy);margin-top:12px;font-size:1.125rem;line-height:1.4}._relatedGrid_mrsgt_598 h3 a{text-underline-offset:4px;align-items:center;min-height:44px;text-decoration-color:#0000;text-decoration-thickness:2px;display:inline-flex}._relatedGrid_mrsgt_598 h3 a:hover,._relatedGrid_mrsgt_598 h3 a:focus-visible{color:#105fbf;text-decoration-color:currentColor}._relatedGrid_mrsgt_598 span{color:var(--muted);margin-top:18px;font-size:.875rem;display:block}._backLink_mrsgt_520{margin-top:28px}@media (width<=980px){._articleLayout_mrsgt_91{grid-template-columns:1fr;gap:48px}._sideCta_mrsgt_115{position:static}}@media (width<=780px){._hero_mrsgt_5{padding-top:calc(var(--header-height) + 42px)}._articleLayout_mrsgt_91{padding-block:64px}._inlineCta_mrsgt_133{grid-template-columns:1fr;gap:20px}._inlineCta_mrsgt_133 ._button_mrsgt_164{width:100%}._relatedGrid_mrsgt_598{grid-template-columns:1fr}._worksheetHeader_mrsgt_342{display:grid}._worksheetPrintButton_mrsgt_368{width:100%}._worksheetGrid_mrsgt_391,._downloadBox_mrsgt_464{grid-template-columns:1fr}._downloadBox_mrsgt_464 .button{width:100%}}@media (width<=560px){._hero_mrsgt_5{padding-bottom:58px}._hero_mrsgt_5 h1{font-size:clamp(2.25rem,10.5vw,2.625rem)}._breadcrumbs_mrsgt_17 li:last-child{clip:rect(0, 0, 0, 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}._meta_mrsgt_80>span[aria-hidden=true]{display:none}._meta_mrsgt_80{gap:5px;display:grid}._directAnswer_mrsgt_103,._inlineCta_mrsgt_133,._sideCta_mrsgt_115,._worksheet_mrsgt_334{padding:24px}._analysisSteps_mrsgt_237 li{padding:64px 18px 18px}._authorBox_mrsgt_113{grid-template-columns:80px minmax(0,1fr);gap:18px;padding:22px}._authorBox_mrsgt_113 img{width:80px;height:104px}}._main_i751p_1{padding-top:var(--header-height);color:var(--text);background:#fff}._hero_i751p_7{background:radial-gradient(circle at 84% 12%, #2ba8ff2b, transparent 30%), linear-gradient(135deg, var(--navy), #0e2038);color:#fff;padding:72px 0 78px}._heroInner_i751p_15{max-width:980px}._breadcrumbs_i751p_19{margin-bottom:30px}._breadcrumbs_i751p_19 ol{flex-wrap:wrap;align-items:center;gap:8px;margin:0;padding:0;list-style:none;display:flex}._breadcrumbs_i751p_19 li{color:#cbd8e8;align-items:center;min-height:44px;font-size:.875rem;display:inline-flex}._breadcrumbs_i751p_19 a{text-underline-offset:4px;align-items:center;min-height:44px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:inline-flex}._breadcrumbs_i751p_19 a:hover,._breadcrumbs_i751p_19 a:focus-visible{color:#fff;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._eyebrow_i751p_56,._lightEyebrow_i751p_57{color:#b8dcff;letter-spacing:.1em;font-size:.875rem;font-weight:800;line-height:1.4}._hero_i751p_7 h1{color:#fff;letter-spacing:-.045em;max-width:920px;margin-top:14px;font-size:clamp(3.25rem,5.4vw,4rem);line-height:1.04}._lede_i751p_74{color:#d6e0eb;max-width:760px;margin-top:24px;font-size:1.125rem;line-height:1.7}._section_i751p_82{padding:88px 0}._softSection_i751p_86{background:var(--off-white)}._section_i751p_82 h2,._ctaBand_i751p_91 h2{color:var(--navy);letter-spacing:-.035em;font-size:clamp(2rem,3.5vw,2.75rem);line-height:1.12}._pricingLayout_i751p_98{grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:start;gap:64px;display:grid}._pricingCopy_i751p_105{max-width:var(--reading-width)}._pricingCopy_i751p_105 p{color:var(--muted);margin-top:20px;line-height:1.7}._ratesCard_i751p_115{border:1px solid var(--border);border-radius:var(--radius-feature);background:#fff;padding:30px;box-shadow:0 18px 44px #07101f14}._cardEyebrow_i751p_123{color:var(--blue-dark);letter-spacing:.1em;font-size:.875rem;font-weight:800;line-height:1.4}._ratesCard_i751p_115 h2{margin-top:10px;font-size:1.75rem}._ratesCard_i751p_115>p:not(._cardEyebrow_i751p_123){color:var(--muted);margin-top:16px;line-height:1.65}._ratesCard_i751p_115 .button{width:100%;margin-top:24px}._faqLayout_i751p_147{grid-template-columns:minmax(260px,.6fr) minmax(0,1.4fr);align-items:start;gap:72px;display:grid}._sectionHeading_i751p_154 h2{margin-top:10px}._faqList_i751p_158{gap:12px;display:grid}._faqList_i751p_158 details{border:1px solid var(--border);border-radius:var(--radius-card);background:#fff;overflow:clip}._faqList_i751p_158 summary{min-height:56px;color:var(--navy);cursor:pointer;justify-content:space-between;align-items:center;gap:20px;padding:16px 20px;font-weight:750;list-style:none;display:flex}._faqList_i751p_158 summary::-webkit-details-marker{display:none}._faqList_i751p_158 summary span{flex:none;width:18px;height:18px;position:relative}._faqList_i751p_158 summary span:before,._faqList_i751p_158 summary span:after{content:"";background:var(--primary);border-radius:999px;width:14px;height:2px;position:absolute;top:8px;left:2px}._faqList_i751p_158 summary span:after{transition:transform .16s;transform:rotate(90deg)}._faqList_i751p_158 details[open] summary span:after{transform:rotate(0)}._faqList_i751p_158 details p{max-width:72ch;color:var(--muted);padding:0 20px 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auto;align-items:center;gap:48px;display:grid}._ctaInner_g9slt_96>div>p:last-child{color:#c5d1df;max-width:720px}@media (width<=820px){._heroInner_g9slt_15{padding-block:calc(var(--header-height) + 36px) 64px}._breadcrumbs_g9slt_19{display:none}._hero_g9slt_6 h1{font-size:clamp(38px,11vw,48px)}._toolSection_g9slt_84,._privacySection_g9slt_85{padding-block:64px}._toolGrid_g9slt_112,._privacyGrid_g9slt_95,._ctaInner_g9slt_96{grid-template-columns:1fr}._privacyGrid_g9slt_95,._ctaInner_g9slt_96{gap:32px}}@media (width<=560px){._trustList_g9slt_65{display:grid}._trustList_g9slt_65 li{width:fit-content}._toolCard_g9slt_118,._limitCard_g9slt_218{padding:24px}._toolCard_g9slt_118 h3{font-size:25px}}._main_1gf32_1{color:var(--text);background:#fff}._hero_1gf32_3{padding:calc(var(--header-height) + 64px) 0 78px;background:radial-gradient(circle at 84% 14%, #2ba8ff33, transparent 29%), linear-gradient(135deg, var(--navy), #102641);color:#fff}._heroInner_1gf32_11{max-width:940px}._breadcrumbs_1gf32_12 ol{color:#c9d6e6;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 30px;padding:0;font-size:.875rem;list-style:none;display:flex}._breadcrumbs_1gf32_12 li{align-items:center;min-height:44px;display:inline-flex}._breadcrumbs_1gf32_12 a{text-underline-offset:4px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000}._breadcrumbs_1gf32_12 a:hover,._breadcrumbs_1gf32_12 a:focus-visible{-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._eyebrow_1gf32_16,._eyebrowDark_1gf32_16,._resultEyebrow_1gf32_16{letter-spacing:.11em;font-size:.8125rem;font-weight:850;line-height:1.4}._eyebrow_1gf32_16{color:#a8d8ff}._eyebrowDark_1gf32_16,._resultEyebrow_1gf32_16{color:#105fbf}._hero_1gf32_3 h1{color:#fff;letter-spacing:-.045em;max-width:900px;margin-top:14px;font-size:clamp(3.25rem,5.5vw,4rem);line-height:1.04}._lede_1gf32_20{color:#d7e2ee;max-width:790px;margin-top:24px;font-size:1.125rem;line-height:1.72}._trustRow_1gf32_21{flex-wrap:wrap;gap:10px;margin-top:30px;display:flex}._trustRow_1gf32_21 span{color:#eef6ff;background:#ffffff12;border:1px solid #ffffff40;border-radius:999px;padding:8px 12px;font-size:.875rem;font-weight:700}._toolSection_1gf32_24,._explainer_1gf32_24,._scopeSection_1gf32_24,._sources_1gf32_24{padding:88px 0}._sectionHeading_1gf32_25{max-width:790px}._sectionHeading_1gf32_25 h2,._explainer_1gf32_24 h2,._scopeSection_1gf32_24 h2,._sources_1gf32_24 h2,._results_1gf32_26 h2{color:var(--navy);letter-spacing:-.035em;margin-top:10px;font-size:clamp(2rem,3.8vw,2.75rem);line-height:1.12}._sectionHeading_1gf32_25>p:last-child,._scopeGrid_1gf32_27>div>p:last-child,._sources_1gf32_24 p{color:var(--muted);margin-top:18px;font-size:1.0625rem;line-height:1.7}._toolCard_1gf32_29{border:1px solid var(--border);background:var(--off-white);border-radius:24px;max-width:980px;margin-top:44px;padding:36px;box-shadow:0 18px 48px #07101f14}._privacyNote_1gf32_30{background:#eefaf6;border:1px solid #b7dfd3;border-radius:14px;align-items:flex-start;gap:12px;margin-bottom:36px;padding:16px 18px;display:flex}._privacyNote_1gf32_30>span{background:var(--success);color:#fff;border-radius:50%;flex:0 0 24px;place-items:center;width:24px;height:24px;font-weight:850;display:grid}._privacyNote_1gf32_30 p{color:#174f40;line-height:1.55}._errorSummary_1gf32_33{color:#7a271a;background:#fff1f0;border-left:4px solid #b42318;border-radius:0 10px 10px 0;outline:none;margin-bottom:28px;padding:16px 18px}._errorSummary_1gf32_33 p{margin-top:4px;line-height:1.5}._formGroup_1gf32_36{border:0;margin:0;padding:0 0 36px}._formGroup_1gf32_36+._formGroup_1gf32_36{border-top:1px solid var(--border);padding-top:36px}._formGroup_1gf32_36 legend{width:100%;color:var(--navy);align-items:center;gap:14px;margin-bottom:24px;font-size:1.25rem;font-weight:820;line-height:1.35;display:flex}._formGroup_1gf32_36 legend>span:first-child{background:var(--primary);color:#fff;border-radius:50%;flex:0 0 34px;place-items:center;width:34px;height:34px;font-size:.875rem;display:grid}._fieldGrid_1gf32_40{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 24px;display:grid}._field_1gf32_40{min-width:0}._field_1gf32_40 label,._fieldLabel_1gf32_42{color:var(--navy);font-weight:780;line-height:1.45;display:block}._field_1gf32_40 select,._moneyInput_1gf32_43{background:#fff;border:1px solid #aeb9c8;border-radius:12px;width:100%;min-height:52px;margin-top:9px}._field_1gf32_40 select{color:var(--text);font:inherit;padding:0 42px 0 14px}._field_1gf32_40 select:focus-visible,._moneyInput_1gf32_43:focus-within{border-color:var(--primary);outline-offset:1px;outline:3px solid #1771dc38}._field_1gf32_40 select[aria-invalid=true]{border-color:#b42318}._moneyInput_1gf32_43:has(input[aria-invalid=true]){border-color:#b42318}._moneyInput_1gf32_43{align-items:center;display:flex}._moneyInput_1gf32_43>span{color:#4a5566;padding-left:14px;font-weight:720}._moneyInput_1gf32_43 input{width:100%;min-width:0;min-height:50px;color:var(--text);font:inherit;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;padding:0 14px 0 7px}._help_1gf32_50{color:var(--muted);margin-top:8px;font-size:.875rem;line-height:1.55}._fieldError_1gf32_51{color:#9d2118;margin-top:7px;font-size:.875rem;font-weight:720;line-height:1.45}._radioRow_1gf32_52{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:9px;display:grid}._radioOption_1gf32_53{cursor:pointer;background:#fff;border:1px solid #aeb9c8;border-radius:12px;align-items:center;gap:10px;min-height:52px;padding:11px 14px;display:flex}._radioOption_1gf32_53:has(input:checked){border-color:var(--primary);box-shadow:0 0 0 1px var(--primary);background:#edf6ff}._radioOption_1gf32_53 input{width:20px;height:20px;accent-color:var(--primary);flex:0 0 20px}._radioOption_1gf32_53 span{color:var(--text);font-weight:650}._scopeConfirmation_1gf32_58{border:1px solid var(--border);background:#fff;border-radius:14px;margin:2px 0 26px;padding:18px}._scopeConfirmation_1gf32_58>label{color:var(--navy);cursor:pointer;align-items:flex-start;gap:12px;font-weight:760;line-height:1.5;display:flex}._scopeConfirmation_1gf32_58 input{width:21px;height:21px;accent-color:var(--primary);flex:0 0 21px;margin-top:1px}._scopeConfirmation_1gf32_58 ._help_1gf32_50,._scopeConfirmation_1gf32_58 ._fieldError_1gf32_51{margin-left:33px}._submitButton_1gf32_62{min-width:280px}._results_1gf32_26{border-top:2px solid var(--primary);outline:none;margin-top:42px;padding-top:42px}._resultIntro_1gf32_65{max-width:780px;color:var(--muted);margin-top:16px;font-size:1.025rem;line-height:1.7}._resultSummary_1gf32_66{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:30px;display:grid}._resultSummary_1gf32_66>div{border:1px solid var(--border);background:#fff;border-radius:16px;padding:20px}._resultSummary_1gf32_66>._primaryResult_1gf32_68{background:#eaf4ff;border-color:#96c8ff;grid-column:1/-1}._resultSummary_1gf32_66 dt{color:var(--muted);font-size:.9rem;font-weight:700;line-height:1.45}._resultSummary_1gf32_66 dd{color:var(--navy);letter-spacing:-.025em;font-variant-numeric:tabular-nums;margin-top:7px;font-size:1.75rem;font-weight:850;line-height:1.15}._primaryResult_1gf32_68 dd{color:#075bad;font-size:clamp(2.25rem,6vw,3.25rem)}._calculationBreakdown_1gf32_72{border:1px solid var(--border);background:#fff;border-radius:16px;margin-top:24px;padding:24px}._calculationBreakdown_1gf32_72 h3,._resultCta_1gf32_73 h3{color:var(--navy);font-size:1.25rem;line-height:1.3}._calculationBreakdown_1gf32_72 dl{margin-top:16px}._calculationBreakdown_1gf32_72 dl>div{border-top:1px solid var(--border);grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:20px;padding:12px 0;display:grid}._calculationBreakdown_1gf32_72 dt{color:var(--muted);line-height:1.5}._calculationBreakdown_1gf32_72 dd{color:var(--navy);font-variant-numeric:tabular-nums;font-weight:800}._timingWarning_1gf32_78{border-left:4px solid var(--warning);background:#fff8ed;border-radius:0 12px 12px 0;margin-top:24px;padding:20px}._timingWarning_1gf32_78 strong{color:#744000}._timingWarning_1gf32_78 p{color:#654c2e;margin-top:6px;line-height:1.6}._toolCard_1gf32_29>._timingWarning_1gf32_78{margin:0 0 28px}._resultCta_1gf32_73{background:var(--navy);color:#fff;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;margin-top:28px;padding:28px;display:grid}._resultCta_1gf32_73 h3{color:#fff}._resultCta_1gf32_73 p{color:#cbd8e7;max-width:620px;margin-top:8px;line-height:1.6}._resetButton_1gf32_85{color:#105fbf;min-height:44px;font:inherit;text-underline-offset:4px;cursor:pointer;background:0 0;border:0;margin-top:18px;padding:8px 0;font-weight:750;text-decoration:underline}._explainer_1gf32_24{background:var(--off-white)}._explainerGrid_1gf32_88,._scopeGrid_1gf32_27,._sourcesInner_1gf32_88{grid-template-columns:minmax(280px,.75fr) minmax(0,1.25fr);align-items:start;gap:72px;display:grid}._formulaCards_1gf32_89{gap:14px;display:grid}._formulaCards_1gf32_89 article{border:1px solid var(--border);background:#fff;border-radius:16px;grid-template-columns:auto minmax(0,1fr);gap:16px;padding:22px;display:grid}._formulaCards_1gf32_89 article>span{color:#105fbf;background:#eaf4ff;border-radius:10px;place-items:center;width:38px;height:38px;font-size:.8rem;font-weight:850;display:grid}._formulaCards_1gf32_89 h3{color:var(--navy);font-size:1.15rem;line-height:1.35}._formulaCards_1gf32_89 p{color:var(--muted);margin-top:6px;line-height:1.65}._guideLink_1gf32_94{margin-top:20px}._guideLink_1gf32_94 a{color:#105fbf;text-underline-offset:4px;align-items:center;min-height:44px;font-weight:750;text-decoration:underline;display:inline-flex}._scopeSection_1gf32_24{background:#fff}._limitList_1gf32_97{gap:12px;margin:0;padding:0;list-style:none;display:grid}._limitList_1gf32_97 li{border:1px solid var(--border);background:var(--off-white);color:#424c5c;border-radius:12px;padding:15px 16px 15px 46px;line-height:1.55;position:relative}._limitList_1gf32_97 li:before{content:"×";color:#9d4e00;font-size:1.25rem;font-weight:850;line-height:1;position:absolute;top:14px;left:17px}._sources_1gf32_24{background:var(--off-white)}._sources_1gf32_24 ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}._sources_1gf32_24 a{overflow-wrap:anywhere;color:#105fbf;text-underline-offset:4px;align-items:center;min-height:44px;font-weight:750;text-decoration:underline;display:inline-flex}._disclaimer_1gf32_103{background:#fffaf2;border-top:1px solid #e7d5bb;padding:34px 0}._disclaimer_1gf32_103 strong{color:#744000}._disclaimer_1gf32_103 p{color:#654c2e;max-width:940px;margin-top:7px;line-height:1.65}@media (width<=820px){._explainerGrid_1gf32_88,._scopeGrid_1gf32_27,._sourcesInner_1gf32_88{grid-template-columns:1fr;gap:34px}._resultCta_1gf32_73{grid-template-columns:1fr}}@media (width<=680px){._hero_1gf32_3{padding-top:calc(var(--header-height) + 42px);padding-bottom:58px}._hero_1gf32_3 h1{font-size:clamp(2.25rem,10.5vw,2.625rem)}._toolSection_1gf32_24,._explainer_1gf32_24,._scopeSection_1gf32_24,._sources_1gf32_24{padding:64px 0}._toolCard_1gf32_29{border-radius:18px;margin-top:32px;padding:22px}._fieldGrid_1gf32_40,._resultSummary_1gf32_66{grid-template-columns:1fr}._formGroup_1gf32_36 legend{font-size:1.1rem}._submitButton_1gf32_62{width:100%;min-width:0}._resultSummary_1gf32_66>._primaryResult_1gf32_68{grid-column:auto}._calculationBreakdown_1gf32_72{padding:20px}._calculationBreakdown_1gf32_72 dl>div{grid-template-columns:1fr;gap:4px}._resultCta_1gf32_73{padding:22px}._resultCta_1gf32_73 .button{width:100%}}@media (width<=420px){._radioRow_1gf32_52{grid-template-columns:1fr}._toolCard_1gf32_29{padding:18px}._privacyNote_1gf32_30{padding:14px}}@media (prefers-reduced-motion:reduce){._toolCard_1gf32_29 *,._toolCard_1gf32_29 :before,._toolCard_1gf32_29 :after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}}._main_57e3x_1{color:var(--text);background:#fff}._hero_57e3x_3{padding:calc(var(--header-height) + 64px) 0 78px;background:radial-gradient(circle at 84% 14%, #2ba8ff33, transparent 29%), linear-gradient(135deg, var(--navy), #102641);color:#fff}._heroInner_57e3x_9{max-width:920px}._breadcrumbs_57e3x_10 ol{color:#c9d6e6;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 30px;padding:0;font-size:.875rem;list-style:none;display:flex}._breadcrumbs_57e3x_10 li{align-items:center;min-height:44px;display:inline-flex}._breadcrumbs_57e3x_10 a{text-underline-offset:4px;-webkit-text-decoration:underline #0000;text-decoration:underline #0000}._breadcrumbs_57e3x_10 a:hover,._breadcrumbs_57e3x_10 a:focus-visible{-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent)}._eyebrow_57e3x_14,._eyebrowDark_57e3x_14,._resultEyebrow_57e3x_14{letter-spacing:.11em;font-size:.8125rem;font-weight:850;line-height:1.4}._eyebrow_57e3x_14{color:#a8d8ff}._eyebrowDark_57e3x_14,._resultEyebrow_57e3x_14{color:#105fbf}._hero_57e3x_3 h1{color:#fff;letter-spacing:-.045em;max-width:900px;margin-top:14px;font-size:clamp(3.25rem,5.5vw,4rem);line-height:1.04}._lede_57e3x_18{color:#d7e2ee;max-width:780px;margin-top:24px;font-size:1.125rem;line-height:1.72}._trustRow_57e3x_19{flex-wrap:wrap;gap:10px;margin-top:30px;display:flex}._trustRow_57e3x_19 span{color:#eef6ff;background:#ffffff12;border:1px solid #ffffff40;border-radius:999px;padding:8px 12px;font-size:.875rem;font-weight:700}._toolSection_57e3x_22,._explainer_57e3x_22,._sources_57e3x_22{padding:88px 0}._sectionHeading_57e3x_23{max-width:760px}._sectionHeading_57e3x_23 h2,._explainer_57e3x_22 h2,._sources_57e3x_22 h2,._results_57e3x_24 h2{color:var(--navy);letter-spacing:-.035em;margin-top:10px;font-size:clamp(2rem,3.8vw,2.75rem);line-height:1.12}._sectionHeading_57e3x_23>p:last-child,._readingCopy_57e3x_25 p,._sources_57e3x_22 p{color:var(--muted);margin-top:18px;font-size:1.0625rem;line-height:1.7}._toolCard_57e3x_26{border:1px solid var(--border);background:var(--off-white);border-radius:24px;max-width:900px;margin-top:44px;padding:36px;box-shadow:0 18px 48px #07101f14}._question_57e3x_27{border:0;margin:0;padding:0 0 32px}._question_57e3x_27+._question_57e3x_27{border-top:1px solid var(--border);padding-top:32px}._question_57e3x_27 legend{width:100%;color:var(--navy);align-items:flex-start;gap:14px;font-size:1.125rem;font-weight:800;line-height:1.45;display:flex}._question_57e3x_27 legend span{background:var(--primary);color:#fff;border-radius:50%;flex:0 0 32px;place-items:center;width:32px;height:32px;font-size:.875rem;display:grid}._options_57e3x_31{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:20px;display:grid}._option_57e3x_31{border:1px solid var(--border);cursor:pointer;background:#fff;border-radius:12px;align-items:center;gap:12px;min-height:52px;padding:12px 14px;display:flex}._option_57e3x_31:has(input:checked){border-color:var(--primary);box-shadow:0 0 0 1px var(--primary);background:#edf6ff}._option_57e3x_31 input{width:20px;height:20px;accent-color:var(--primary);flex:none}._option_57e3x_31 span{line-height:1.45}._formError_57e3x_36{color:#7a271a;background:#fff1f0;border-left:4px solid #b42318;margin:0 0 18px;padding:12px 14px;font-weight:700}._results_57e3x_24{border-top:2px solid var(--primary);outline:none;margin-top:40px;padding-top:40px}._resultIntro_57e3x_39{max-width:720px;color:var(--muted);margin-top:16px;line-height:1.7}._resultGrid_57e3x_40{gap:16px;margin-top:28px;display:grid}._resultGrid_57e3x_40 article{border:1px solid var(--border);background:#fff;border-radius:16px;padding:24px}._resultGrid_57e3x_40 h3,._resultCta_57e3x_42 h3{color:var(--navy);font-size:1.25rem;line-height:1.3}._resultGrid_57e3x_40 p{color:var(--muted);margin-top:10px;line-height:1.65}._resultGrid_57e3x_40 h4{color:var(--navy);margin-top:18px;font-size:.95rem}._resultGrid_57e3x_40 ul{gap:7px;margin:10px 0 0;padding-left:22px;display:grid}._resultGrid_57e3x_40 li{line-height:1.55}._resultCta_57e3x_42{background:#eaf4ff;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;margin-top:28px;padding:28px;display:grid}._resultCta_57e3x_42 p{max-width:620px;color:var(--muted);margin-top:8px;line-height:1.6}._noticeGuideLink_57e3x_49 a{color:#105fbf;text-underline-offset:4px;font-weight:750;text-decoration:underline}._resetButton_57e3x_50{color:#105fbf;min-height:44px;font:inherit;text-underline-offset:4px;cursor:pointer;background:0 0;border:0;margin-top:18px;padding:8px 0;font-weight:750;text-decoration:underline}._explainer_57e3x_22{background:var(--off-white)}._explainerGrid_57e3x_53,._sourcesInner_57e3x_53{grid-template-columns:minmax(280px,.75fr) minmax(0,1.25fr);align-items:start;gap:72px;display:grid}._readingCopy_57e3x_25 p:first-child{margin-top:0}._inlineLinks_57e3x_55{flex-wrap:wrap;gap:8px 24px;margin-top:20px;display:flex}._inlineLinks_57e3x_55 a,._sources_57e3x_22 a{color:#105fbf;text-underline-offset:4px;align-items:center;min-height:44px;font-weight:750;text-decoration:underline;display:inline-flex}._sources_57e3x_22 ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}._sources_57e3x_22 a{overflow-wrap:anywhere}._disclaimer_57e3x_59{background:#fffaf2;border-top:1px solid #e7d5bb;padding:34px 0}._disclaimer_57e3x_59 strong{color:#744000}._disclaimer_57e3x_59 p{color:#654c2e;max-width:900px;margin-top:7px;line-height:1.65}@media (width<=820px){._explainerGrid_57e3x_53,._sourcesInner_57e3x_53{grid-template-columns:1fr;gap:34px}._resultCta_57e3x_42{grid-template-columns:1fr}}@media (width<=640px){._hero_57e3x_3{padding-top:calc(var(--header-height) + 42px);padding-bottom:58px}._hero_57e3x_3 h1{font-size:clamp(2.25rem,10.5vw,2.625rem)}._toolSection_57e3x_22,._explainer_57e3x_22,._sources_57e3x_22{padding:64px 0}._toolCard_57e3x_26{border-radius:18px;margin-top:32px;padding:22px}._options_57e3x_31{grid-template-columns:1fr}._question_57e3x_27 legend{font-size:1.05rem}._resultCta_57e3x_42{padding:22px}._resultCta_57e3x_42 .button{width:100%}}._shell_3zrqr_1{color:#172033;background:radial-gradient(circle at 84% -10%,#2ba8ff24,#0000 32rem),#f5f7fb;min-height:100vh}._topbar_3zrqr_13{background:#ffffffeb;border-bottom:1px solid #dce3ec;justify-content:space-between;align-items:flex-start;gap:24px;padding:28px clamp(20px,4vw,56px) 24px;display:flex}._eyebrow_3zrqr_23{color:#105fbf;letter-spacing:.09em;text-transform:uppercase;margin:0 0 6px;font-size:.75rem;font-weight:800}._productTitle_3zrqr_32{color:#07101f;margin:0;font-size:clamp(1.8rem,3vw,2.55rem);line-height:1.08}._signedIn_3zrqr_39{color:#5f6878;margin:8px 0 0;font-size:.875rem}._accountNav_3zrqr_45{flex-wrap:wrap;gap:10px 18px;padding-top:8px;display:flex}._accountNav_3zrqr_45 a{color:#105fbf;font-size:.875rem;font-weight:750}._workspace_3zrqr_58{grid-template-columns:minmax(205px,250px) minmax(0,1fr);min-height:calc(100vh - 132px);display:grid}._sidebar_3zrqr_64{background:#fff;border-right:1px solid #dce3ec;align-content:start;gap:3px;padding:24px 16px 40px clamp(16px,3vw,36px);display:grid}._sidebar_3zrqr_64 a{color:#39445a;border-radius:9px;min-height:42px;padding:10px 12px;font-size:.875rem;font-weight:680;line-height:1.35}._sidebar_3zrqr_64 a:hover,._sidebar_3zrqr_64 a:focus-visible{color:#105fbf;background:#eaf3fd}._content_3zrqr_89{min-width:0;padding:30px clamp(18px,4vw,52px) 56px}._viewHeader_3zrqr_94{justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:22px;display:flex}._viewHeader_3zrqr_94 h2{color:#07101f;margin:0;font-size:clamp(1.55rem,2.7vw,2.15rem)}._viewHeader_3zrqr_94 p{color:#5f6878;max-width:72ch;margin:7px 0 0}._status_3zrqr_114{color:#805000;white-space:nowrap;background:#fff8e8;border:1px solid #f1cf8f;border-radius:999px;align-items:center;gap:7px;padding:6px 10px;font-size:.78rem;font-weight:800;display:inline-flex}._status_3zrqr_114:before{content:"";background:#d58500;border-radius:50%;width:8px;height:8px}._metrics_3zrqr_136{grid-template-columns:repeat(4,minmax(145px,1fr));gap:14px;margin:0 0 22px;display:grid}._metric_3zrqr_136,._card_3zrqr_144,._tableCard_3zrqr_145,._notice_3zrqr_146{background:#fff;border:1px solid #dce3ec;border-radius:14px;box-shadow:0 8px 28px #07101f0b}._metric_3zrqr_136{min-height:118px;padding:18px}._metric_3zrqr_136 dt{color:#5f6878;letter-spacing:.055em;text-transform:uppercase;font-size:.76rem;font-weight:800}._metric_3zrqr_136 dd{color:#07101f;margin:10px 0 0;font-size:1.75rem;font-weight:820;line-height:1}._metric_3zrqr_136 small{color:#667085;margin-top:8px;font-size:.75rem;display:block}._grid_3zrqr_181{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}._card_3zrqr_144{padding:20px}._card_3zrqr_144 h3,._tableCard_3zrqr_145 h3{color:#07101f;margin:0 0 12px;font-size:1.02rem}._card_3zrqr_144 p,._card_3zrqr_144 li,._notice_3zrqr_146{color:#4e596c;font-size:.875rem;line-height:1.55}._tableCard_3zrqr_145{overflow:hidden}._tableCard_3zrqr_145 h3{padding:18px 18px 2px}._tableScroll_3zrqr_214{overflow-x:auto}._table_3zrqr_145{border-collapse:collapse;width:100%;min-width:720px;font-size:.82rem}._table_3zrqr_145 th,._table_3zrqr_145 td{text-align:left;vertical-align:top;border-bottom:1px solid #e7ebf1;padding:12px 14px}._table_3zrqr_145 th{color:#495469;letter-spacing:.045em;text-transform:uppercase;background:#f8faff;font-size:.72rem}._table_3zrqr_145 td{color:#28344a}._table_3zrqr_145 a{color:#105fbf;font-weight:750}._empty_3zrqr_250{color:#687386;padding:26px 18px}._notice_3zrqr_146{padding:16px 18px}._notice_3zrqr_146 strong{color:#172033}._code_3zrqr_263{color:#eef4ff;white-space:nowrap;background:#07101f;border-radius:8px;margin-top:8px;padding:10px 12px;font:.79rem/1.5 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12px;font-size:.8rem;font-weight:800}._controlActions_3zrqr_324 button:disabled,._overrideForm_3zrqr_332 button:disabled{cursor:wait;opacity:.55}._overrideForm_3zrqr_332{grid-template-columns:minmax(180px,1fr) auto;align-items:end;gap:10px;margin-top:10px;display:grid}._controlSuccess_3zrqr_359,._controlError_3zrqr_360{border-radius:8px;margin:14px 0 0;padding:10px 12px;font-size:.82rem}._controlSuccess_3zrqr_359{color:#08745a;background:#e8f7f2}._controlError_3zrqr_360{color:#a52a20;background:#fff0ee}@media (width<=1000px){._metrics_3zrqr_136{grid-template-columns:repeat(2,minmax(145px,1fr))}._grid_3zrqr_181{grid-template-columns:1fr}}@media (width<=760px){._topbar_3zrqr_13{display:grid}._workspace_3zrqr_58{grid-template-columns:1fr}._sidebar_3zrqr_64{white-space:nowrap;border-bottom:1px solid #dce3ec;border-right:0;padding:12px 18px;display:flex;overflow-x:auto}._sidebar_3zrqr_64 a{flex:none}._metrics_3zrqr_136{grid-template-columns:1fr 1fr}}@media (width<=480px){._metrics_3zrqr_136{grid-template-columns:1fr}._viewHeader_3zrqr_94{align-items:start;display:grid}._overrideForm_3zrqr_332{grid-template-columns:1fr}}