._main_mrsgt_1{background:#fff}._hero_mrsgt_5{padding:calc(var(--header-height) + 62px) 0 76px;color:#fff;background:radial-gradient(circle at 82% 16%,#2ba8ff2e,#0000 30%),linear-gradient(135deg,#07101f 0%,#10233c 100%)}._heroInner_mrsgt_13{max-width:1180px}._breadcrumbs_mrsgt_17 ol{color:#c6d3e4;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 30px;padding:0;font-size:.875rem;list-style:none;display:flex}._breadcrumbs_mrsgt_17 li{align-items:center;gap:8px;min-height:44px;display:flex}._breadcrumbs_mrsgt_17 li:last-child{text-overflow:ellipsis;white-space:nowrap;max-width:44ch;overflow:hidden}._breadcrumbs_mrsgt_17 a{text-underline-offset:4px;align-items:center;min-height:44px;text-decoration:underline;display:inline-flex}._category_mrsgt_51,._answerLabel_mrsgt_52{color:#105fbf;letter-spacing:.11em;font-size:.8125rem;font-weight:850;line-height:1.4}._category_mrsgt_51{color:#9fd7ff}._hero_mrsgt_5 h1{letter-spacing:-.045em;max-width:940px;margin-top:16px;font-size:clamp(2.75rem,5.25vw,4rem);line-height:1.05}._deck_mrsgt_72{color:#d5dfec;max-width:760px;margin-top:22px;font-size:1.125rem;line-height:1.7}._meta_mrsgt_80{color:#bfcddd;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-top:28px;font-size:.875rem;line-height:1.5;display:flex}._articleLayout_mrsgt_91{grid-template-columns:minmax(0,720px) minmax(250px,330px);align-items:start;gap:72px;padding-block:88px;display:grid}._article_mrsgt_91{min-width:0}._directAnswer_mrsgt_103{border:1px solid #bfd9f8;border-left:5px solid var(--primary);background:#f3f8fe;border-radius:16px;padding:30px}._directAnswer_mrsgt_103 h2,._contentSection_mrsgt_112 h2,._authorBox_mrsgt_113 h2,._sources_mrsgt_114 h2,._sideCta_mrsgt_115 h2,._relatedHeading_mrsgt_116 h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.65rem,3vw,2rem);line-height:1.2}._directAnswer_mrsgt_103>p:last-child,._contentSection_mrsgt_112 p,._authorBox_mrsgt_113 p,._sideCta_mrsgt_115 p{color:var(--muted);margin-top:16px;line-height:1.75}._inlineCta_mrsgt_133{background:var(--navy);color:#fff;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:28px;margin-top:28px;padding:26px 28px;display:grid}._inlineCta_mrsgt_133 h2{color:#fff;letter-spacing:-.025em;margin-top:6px;font-size:clamp(1.35rem,2.5vw,1.75rem);line-height:1.25}._inlineCta_mrsgt_133 p:not(._answerLabel_mrsgt_52){color:#d4deeb;max-width:58ch;margin-top:10px;line-height:1.65}._inlineCta_mrsgt_133 ._answerLabel_mrsgt_52{color:#8fd2ff}._inlineCta_mrsgt_133 ._button_mrsgt_164{text-align:center;min-width:196px}._contentSection_mrsgt_112{margin-top:46px}._resourceBox_mrsgt_173{background:#f5f9ff;border:1px solid #bfd9f8;border-radius:16px;margin-top:48px;padding:28px}._resourceBox_mrsgt_173>h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.5rem,3vw,1.85rem);line-height:1.2}._resourceGrid_mrsgt_189{gap:14px;margin-top:20px;display:grid}._resourceGrid_mrsgt_189 article{border:1px solid var(--border);background:#fff;border-radius:12px;padding:18px}._resourceGrid_mrsgt_189 h3{color:var(--navy);font-size:1.0625rem;line-height:1.4}._resourceGrid_mrsgt_189 a{color:#105fbf;text-underline-offset:4px;text-decoration:underline}._resourceGrid_mrsgt_189 p{color:var(--muted);margin-top:8px;line-height:1.6}._contentSection_mrsgt_112 p{color:var(--text)}._contentSection_mrsgt_112 ul{gap:10px;margin:20px 0 0;padding-left:24px;display:grid}._contentSection_mrsgt_112 li{color:var(--text);padding-left:4px;line-height:1.68}._analysisSteps_mrsgt_237{counter-reset:analysis-step;gap:18px;margin:24px 0 0;padding:0;list-style:none;display:grid}._analysisSteps_mrsgt_237 li{border:1px solid var(--border);background:var(--off-white);counter-increment:analysis-step;border-radius:14px;min-height:72px;padding:18px 18px 18px 72px;position:relative}._analysisSteps_mrsgt_237 li:before{background:var(--navy);color:#fff;content:counter(analysis-step);border-radius:50%;place-items:center;width:36px;height:36px;font-size:.875rem;font-weight:800;display:grid;position:absolute;top:18px;left:18px}._analysisSteps_mrsgt_237 h3{color:var(--navy);font-size:1.0625rem;line-height:1.45}._analysisSteps_mrsgt_237 p{color:var(--text);margin-top:6px;line-height:1.65}._tableWrap_mrsgt_284{border:1px solid var(--border);-webkit-overflow-scrolling:touch;background:#fff;border-radius:14px;margin-top:22px;overflow-x:auto}._tableWrap_mrsgt_284:focus-visible{outline:3px solid color-mix(in srgb, var(--primary) 45%, transparent);outline-offset:3px}._tableWrap_mrsgt_284 table{border-collapse:collapse;width:100%;min-width:680px;color:var(--text);font-size:.9375rem;line-height:1.55}._tableWrap_mrsgt_284 caption{color:var(--navy);text-align:left;padding:16px 18px;font-weight:700}._tableWrap_mrsgt_284 th,._tableWrap_mrsgt_284 td{border-top:1px solid var(--border);text-align:left;vertical-align:top;padding:15px 18px}._tableWrap_mrsgt_284 thead th{background:var(--off-white);color:var(--navy);font-size:.875rem}._tableWrap_mrsgt_284 tbody th{width:24%;color:var(--navy);font-weight:700}._worksheet_mrsgt_334{background:linear-gradient(145deg,#f7fbff 0%,#eef6ff 100%);border:2px solid #b9d8fa;border-radius:18px;margin-top:52px;padding:30px}._worksheetHeader_mrsgt_342{justify-content:space-between;align-items:flex-start;gap:24px;display:flex}._worksheetHeader_mrsgt_342>div{max-width:510px}._worksheet_mrsgt_334 h2{color:var(--navy);letter-spacing:-.025em;margin-top:8px;font-size:clamp(1.65rem,3vw,2rem);line-height:1.2}._worksheetHeader_mrsgt_342 p:last-child,._worksheetNote_mrsgt_362{color:var(--muted);margin-top:14px;line-height:1.65}._worksheetPrintButton_mrsgt_368{border:1px solid var(--primary);color:#105fbf;cursor:pointer;min-height:44px;font:inherit;background:#fff;border-radius:10px;flex:none;padding:11px 17px;font-size:.9375rem;font-weight:800}._worksheetPrintButton_mrsgt_368:hover{background:#eaf4ff}._worksheetPrintButton_mrsgt_368:focus-visible{outline:3px solid color-mix(in srgb, var(--primary) 45%, transparent);outline-offset:3px}._worksheetGrid_mrsgt_391{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:26px;display:grid}._worksheetGroup_mrsgt_398{border:1px solid var(--border);background:#fff;border-radius:14px;padding:20px}._worksheetGroup_mrsgt_398 h3{color:var(--navy);font-size:1rem;line-height:1.4}._worksheetGroup_mrsgt_398 ul{gap:16px;margin:16px 0 0;padding:0;list-style:none;display:grid}._worksheetGroup_mrsgt_398 li{color:var(--text);border-bottom:1px solid #d7e0eb;grid-template-columns:18px minmax(0,1fr);align-items:start;gap:10px;padding-bottom:15px;font-size:.9375rem;line-height:1.55;display:grid}._worksheetCheckbox_mrsgt_431{border:1.5px solid #627087;border-radius:3px;width:16px;height:16px;margin-top:3px}._worksheetNote_mrsgt_362{border-top:1px solid #cbd9e8;padding-top:22px;font-size:.875rem}._disclaimer_mrsgt_445{background:#fffaf2;border:1px solid #ead5b9;border-radius:16px;margin-top:48px;padding:24px}._disclaimer_mrsgt_445 strong{color:#7a4300;display:block}._disclaimer_mrsgt_445 p{color:#664d2e;margin-top:8px;line-height:1.68}._downloadBox_mrsgt_464{background:#f3f8fe;border:1px solid #bfd9f8;border-radius:16px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:24px;margin-top:48px;padding:26px;display:grid}._downloadBox_mrsgt_464 h2{color:var(--navy);letter-spacing:-.02em;margin-top:8px;font-size:1.5rem}._downloadBox_mrsgt_464 p:last-child{color:var(--muted);margin-top:10px;line-height:1.65}._authorBox_mrsgt_113{border:1px solid var(--border);background:var(--off-white);border-radius:16px;grid-template-columns:112px minmax(0,1fr);align-items:center;gap:24px;margin-top:48px;padding:26px;display:grid}._authorBox_mrsgt_113 img{object-fit:cover;border-radius:12px;width:112px;height:144px}._authorBox_mrsgt_113 h2{font-size:1.5rem}._authorLinks_mrsgt_512{flex-wrap:wrap;gap:0 22px;display:flex}._authorBox_mrsgt_113 a,._sources_mrsgt_114 a,._backLink_mrsgt_520{color:#105fbf;text-underline-offset:4px;align-items:center;width:fit-content;max-width:100%;min-height:44px;margin-top:12px;font-weight:750;text-decoration:underline;display:inline-flex}._sources_mrsgt_114{border-top:1px solid var(--border);margin-top:52px;padding-top:40px}._sources_mrsgt_114 ul{gap:14px;margin:22px 0 0;padding:0;list-style:none;display:grid}._sources_mrsgt_114 a{overflow-wrap:anywhere;margin-top:0;line-height:1.55}._sideCta_mrsgt_115{top:calc(var(--header-height) + 28px);border:1px solid var(--border);background:#fff;border-radius:16px;padding:28px;position:sticky;box-shadow:0 18px 45px #07101f1a}._sideCta_mrsgt_115 h2{font-size:1.55rem}._sideCta_mrsgt_115 a{text-align:center;width:100%;margin-top:24px}._sideCta_mrsgt_115 ._sideSecondary_mrsgt_573{color:var(--primary);text-underline-offset:5px;margin-top:16px;font-weight:750;line-height:1.45;-webkit-text-decoration:underline #0000;text-decoration:underline #0000;display:block}._sideCta_mrsgt_115 ._sideSecondary_mrsgt_573:hover,._sideCta_mrsgt_115 ._sideSecondary_mrsgt_573:focus-visible{text-decoration-color:currentColor}._relatedSection_mrsgt_589{background:var(--off-white);padding-block:80px}._relatedHeading_mrsgt_116{margin-bottom:30px}._relatedGrid_mrsgt_598{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:0;padding:0;list-style:none;display:grid}._relatedGrid_mrsgt_598 article{border:1px solid var(--border);background:#fff;border-radius:16px;min-height:100%;padding:26px}._relatedGrid_mrsgt_598 article>p{color:#105fbf;letter-spacing:.08em;font-size:.75rem;font-weight:850}._relatedGrid_mrsgt_598 h3{color:var(--navy);margin-top:12px;font-size:1.125rem;line-height:1.4}._relatedGrid_mrsgt_598 h3 a{text-underline-offset:4px;align-items:center;min-height:44px;text-decoration-color:#0000;text-decoration-thickness:2px;display:inline-flex}._relatedGrid_mrsgt_598 h3 a:hover,._relatedGrid_mrsgt_598 h3 a:focus-visible{color:#105fbf;text-decoration-color:currentColor}._relatedGrid_mrsgt_598 span{color:var(--muted);margin-top:18px;font-size:.875rem;display:block}._backLink_mrsgt_520{margin-top:28px}@media (width<=980px){._articleLayout_mrsgt_91{grid-template-columns:1fr;gap:48px}._sideCta_mrsgt_115{position:static}}@media (width<=780px){._hero_mrsgt_5{padding-top:calc(var(--header-height) + 42px)}._articleLayout_mrsgt_91{padding-block:64px}._inlineCta_mrsgt_133{grid-template-columns:1fr;gap:20px}._inlineCta_mrsgt_133 ._button_mrsgt_164{width:100%}._relatedGrid_mrsgt_598{grid-template-columns:1fr}._worksheetHeader_mrsgt_342{display:grid}._worksheetPrintButton_mrsgt_368{width:100%}._worksheetGrid_mrsgt_391,._downloadBox_mrsgt_464{grid-template-columns:1fr}._downloadBox_mrsgt_464 .button{width:100%}}@media (width<=560px){._hero_mrsgt_5{padding-bottom:58px}._hero_mrsgt_5 h1{font-size:clamp(2.25rem,10.5vw,2.625rem)}._breadcrumbs_mrsgt_17 li:last-child{clip:rect(0, 0, 0, 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}._meta_mrsgt_80>span[aria-hidden=true]{display:none}._meta_mrsgt_80{gap:5px;display:grid}._directAnswer_mrsgt_103,._inlineCta_mrsgt_133,._sideCta_mrsgt_115,._worksheet_mrsgt_334{padding:24px}._analysisSteps_mrsgt_237 li{padding:64px 18px 18px}._authorBox_mrsgt_113{grid-template-columns:80px minmax(0,1fr);gap:18px;padding:22px}._authorBox_mrsgt_113 img{width:80px;height:104px}}